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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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558 Hancock Way , Panama City Beach, FL 32413
$389,849
Est. Payment: $2,153.86/mo
3 Bed
2 Bath
1689 Sqft
0.18 Acres
Status: Pending | Days on site: 16
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DROFEC - B10758,B12593,B11081
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 558 Hancock Way, a new home under construction at Bayside at Ward Creek in Panama City Beach, Florida. The desirable Oakley floor plan offers a thoughtfully designed layout with bright, open living spaces and stylish new construction finishes. Just off the foyer, a flexible front room with a large picture window creates the perfect space for a home office, sitting area, playroom, or guest retreat while welcoming natural Florida sunlight into the home. The hallway opens into an impressive open-concept kitchen, dining, and living area, where vaulted ceilings add volume, character, and an inviting sense of space ideal for everyday living and entertaining. Throughout the home, EVP flooring provides a durable, low-maintenance surface with a seamless modern look. The kitchen is a standout feature with white cabinetry, quartz countertops, and a spacious center island that adds prep space and casual seating. Privately positioned at the rear of the home, the primary suite includes a spacious ensuite bath with walk-in closet, soaking tub, dual-sink vanity, quartz countertops, lower cabinetry, and separate shower. Two additional bedrooms are located near the full guest bathroom, linen closet, and convenient laundry room with shelving above the washer and dryer hookups. A full-glass back door connects the living room to the covered back patio, creating an easy indoor-outdoor flow for relaxing, grilling, or entertaining.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

235 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

794659

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Smart Home, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:88x110x41
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,154
Taxes
$249
HOA
$235

Home Price

$389,849

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,970
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,153.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,153.86 $248.53 $235.00 $2,637.39
Yearly $25,846.31 $2,982.34 $2,820.00 $31,648.66
Total $775,389.45 $89,470.35 $84,600.00 $949,459.79

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS