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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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496 Melrose Way , Panama City Beach, FL 32413
$320,000
Est. Payment: $1,767.95/mo
3 Bed
3 Bath
1537 Sqft
0.04 Acres
Status: Active | Days on site: 3
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REFH - B11304
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Located on Hwy 79 near main roads and highways, the location is near Panama City Beach and the airport. New hospital just a mile away to be completed in 2027. Unit has 3 bedrooms and 2 full baths on second floor. The half bath is convientent ajacent to the kitchen. As you enter the unit, the foyer leads to the open kitchen with center island, a large living area and adjoining dining area. The kitchen includes a stainless steel appliance package with smooth top stove, dishwasher and microwave, a pantry and beautiful white cabinetry in Ivory. Upstairs you will find the primary bedroom, and two additional bedrooms and launtry area.
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Highlights

Listed by Lovan C Southerland , 702-861-8600 RE Florida Homes , 954-589-7099. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.04

HOA Fee

155.15 Quarterly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Bayside at Ward Creek

Listing ID

796115

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Smart Home, Shower Only, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:20.0 ft x 100.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,768
Taxes
$204
HOA
$155

Home Price

$320,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,767.95 $204.00 $155.15 $2,127.10
Yearly $21,215.45 $2,448.00 $1,861.80 $25,525.25
Total $636,463.41 $73,440.00 $55,854.00 $765,757.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS