Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

364 Bartlett Cove , Panama City Beach, FL 32413
$439,565
Est. Payment: $2,428.53/mo
4 Bed
2 Bath
1799 Sqft
0.12 Acres
Status: Active | Days on site: 11
Get Pre-Qualified
DROFEC - B10758,B12593
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to 364 Bartlett Cove at Bayside at Ward Creek in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Rhett floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. The Rhett features a bright entry hall with leading to the open concept living area. EVP flooring flows seamless throughout the home offering a clean and modern look. The kitchen serves as the heart of the home and features quartz countertops, beautiful white upper and lower cabinetry and a stainless-steel appliance package that includes a smooth top stove, microwave, and dishwasher. Enjoy spending time with guests and family comfortably with your open kitchen. The primary bedroom is located off the living area and has private ensuite bathroom with a large shower with glass enclosure, dual sink vanity with quartz countertops and lower cabinetry for storage, a separate water closet and large soak tub as well as a large closet. There are three guest bedrooms with spacious closets and a shared full bathroom that has shower and tub combination.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

940 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

795902

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x110
Zoning:Resid Single Family
Roof:Shingle
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,429
Taxes
$280
HOA
$940

Home Price

$439,565

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,913
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,428.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,428.53 $280.22 $940.00 $3,648.76
Yearly $29,142.40 $3,362.67 $11,280.00 $43,785.07
Total $874,271.99 $100,880.17 $338,400.00 $1,313,552.16

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS