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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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344 Bartlett Cove , Panama City Beach, FL 32413
$403,805
Est. Payment: $2,230.96/mo
3 Bed
2 Bath
1689 Sqft
0.18 Acres
Status: Active | Days on site: 12
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 344 Bartlett Cove at Bayside at Ward Creek in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be built with the Oakley floorplan and buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Oakley floorplan offers a thoughtfully designed layout with a bright and open living space. Just off the foyer, a flexible front room is the perfect space for a home office or formal dining room or sitting area while welcoming natural Florida sunlight into the home. The entry hall leads to an impressive open-concept kitchen, dining, and living area, where vaulted ceilings add volume, character, and an inviting sense of space ideal for everyday living and entertaining. EVP floors flow seamlessly throughout the home providing a clean modern look. The kitchen is spacious with white cabinetry, quartz countertops, and a center island that adds prep space and casual seating. Privately positioned at the rear of the home, the primary bedroom includes a spacious ensuite bath with walk-in closet, soaking tub, dual-sink vanity, quartz countertops, lower cabinetry, and separate shower. Two additional bedrooms are located near the full guest bathroom, linen closet, and convenient laundry room with shelving above the washer and dryer hookups.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

940 Annually

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

795865

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Smart Home, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:88x110x41
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,231
Taxes
$257
HOA
$940

Home Price

$403,805

Loan Details

30 yrs
7.374%

Down Payment

20%
$80,761
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,230.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,230.96 $257.43 $940.00 $3,428.39
Yearly $26,771.57 $3,089.11 $11,280.00 $41,140.68
Total $803,147.21 $92,673.25 $338,400.00 $1,234,220.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS