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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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198 Ellery Ln , Panama City Beach, FL 32413
$308,202
Est. Payment: $1,562.98/mo
3 Bed
3 Bath
1470 Sqft
Status: pending | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 198 Ellery Lane at Bayside at Ward Creek in Panama City Beach Florida. This townhome is corner homesite and under construction. This townhome offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, granite countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Beautiful windows surround the living area allowing for natural light. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms, Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. Exterior features of Bayside at Ward Creek townhomes are equally impressive, with Hardie® siding and thoughtful lighting at the garage, front entry, and back patio. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. the back patio looks over the tree line with no neighbors behind you creating a great space to sit and enjoy nature. The community includes a pool, and playground just minutes away from the beautiful beaches, shopping and all the Panama City beach has to offer. Call today for a tour of this floor plan.

Highlights

Listed by Pamela K Hawkins , 850-641-7679 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.06

HOA Fee

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bayside at Ward Creek

Listing ID

791985

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Smart Home, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:25x100
Zoning:Resid Multi-Family
Roof:Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,563
Taxes
$196
HOA
$0

Home Price

$308,202

Loan Details

30 yrs
6.528%

Down Payment

20%
$61,640
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,562.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,562.98 $196.48 $0.00 $1,759.46
Yearly $18,755.76 $2,357.75 $0.00 $21,113.51
Total $562,672.81 $70,732.36 $0.00 $633,405.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS