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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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553 Wahoo Rd , Panama City Beach, FL 32408
$1,650,000
Est. Payment: $9,116.01/mo
4 Bed
4 Bath
3290 Sqft
0.22 Acres
Status: Active | Days on site: 22
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SREL - B6174
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 553 Wahoo Road, a beautifully appointed waterfront home in the gated Bay Point community. Ideally positioned east of the Bonefish Bridge, the property offers 80 feet of water frontage with no overhead obstructions, making it ideal for large boats with towers. Located near the beginning of the canal system, the home is less than a ten minute ride through the no wake zone to open water. Additional boating features include a vinyl seawall and 50 amp shore power. This spacious four bedroom, four bathroom home is filled with natural light and showcases vaulted ceilings, skylights, a living room fireplace, and water views from both the front and rear. The well equipped kitchen features a Viking gas cooktop, Viking oven, and Viking microwave, while the wet bar with beverage cooler makes entertaining effortless. Outdoor living is equally impressive. Relax beside the heated swimming pool, take in the waterfront views from the oversized elevated rear deck, or entertain guests in the covered outdoor kitchen, complete with a Big Green Egg, gas grill, and single gas burner. It is the perfect setting for cookouts after a long day on the water, with generous areas for lounging and gathering. Additional features include a standing seam metal roof, paver driveway, whole house rain gutters, single car garage, and Generac generator. Nestled securely within Bay Point, residents enjoy amenities that include manned entrance gates with guards and roving security. Bay Point is home to the Nicklaus Golf Course, the only one in Northwest Florida, as well as Point South Marina, a full service facility with a fuel dock and slips accommodating yachts up to 120 feet. This exceptional property brings together convenient boating access, comfortable coastal living, and outstanding spaces for entertaining.

Highlights

Listed by Zack Seltzer , 850-235-0578 Seltzer Real Estate, LLC , 850-235-0578. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

1975 Annually

Year Built

1976

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

795424

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Bar Fridge, Gas Cooktop, Gas Oven, Tankless Water Heater, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:Gas
Other:
  • ▪ Additional:Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:80x125
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Barbecue, Deck, Dock, Outdoor Kitchen
Sewer:Public Sewer
Principal Interest
$9,116
Taxes
$814
HOA
$1,975

Home Price

$1,650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$330,000
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Monthly Price:
$9,116.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,116.01 $813.93 $1,975.00 $11,904.95
Yearly $109,392.15 $9,767.21 $23,700.00 $142,859.36
Total $3,281,764.44 $293,016.30 $711,000.00 $4,285,780.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS