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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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400 Wahoo Rd , Panama City Beach, FL 32408
$519,000
Est. Payment: $2,867.40/mo
3 Bed
2 Bath
1685 Sqft
0.3 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Beautifully updated and move-in ready, this Bay Point home offers a desirable split floor plan, abundant natural light and exceptionally spacious front and back yards. Step inside to a bright living room with tall ceilings, a wood-burning fireplace, custom plantation shutters, new glass in the windows and wood-grain ceramic tile flooring. Large windows frame views of the beautifully maintained backyard and bring the outdoors in. The eat-in kitchen has been meticulously renovated with new soft-close cabinetry, quartz countertops, a gorgeous tile backsplash, stainless steel appliances, new microwave and dishwasher, and a stylish designer range hood. A skylight adds even more natural light, and the conveniently located laundry room is just off the kitchen. The split-bedroom design provides welcome privacy. The spacious primary suite easily accommodates a king-size bed and opens directly to the back patio. The ensuite bath features a new walk-in shower, new cabinetry and countertop, plus a large walk-in closet with built-ins. On the opposite side of the home are two comfortable guest bedrooms, each offering large windows and two closets with built-in storage. The guest bath includes a tub/shower combination. And then there's the backyard! This oversized, fenced outdoor space is made for relaxing and entertaining, with a 14' x 26' gazebo-covered patio, mature shade trees, established gardens and even a tree swing. The generous .32-acre homesite provides plenty of room to enjoy the outdoors, while the 2-car garage and oversized driveway offer abundant parking. Additional peace of mind comes with a NEW ROOF installed January 2026, along with a new front door and sidelights. Enjoy all the added value and lifestyle of living in Bay Point, a golf-cart-friendly community offering a marina and Yacht Club, Jack Nicklaus-designed golf course and clubhouse, tennis, on-site hotel, and numerous clubs and activities. This inviting home combines thoughtful updates, wonderful outdoor living and the Bay Point lifestyle in one special property. Come see why you'll love calling it home! All measurements are approximate; please remeasure if important.

Highlights

Listed by Lynn A Yarbrough , 850-890-1637 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

1725 Annually

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

795078

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:73.0 ft x 181.0 ft
Zoning:Resid Multi-Family, Resid Single Family, Resort
Roof:Shingle
Sewer:Public Sewer
Parking Features:Circular Driveway,Gated
Principal Interest
$2,867
Taxes
$318
HOA
$1,725

Home Price

$519,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$103,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,867.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,867.40 $318.30 $1,725.00 $4,910.70
Yearly $34,408.80 $3,819.58 $20,700.00 $58,928.38
Total $1,032,264.09 $114,587.40 $621,000.00 $1,767,851.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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