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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1424 Trout Dr , Panama City Beach, FL 32408
$1,075,000
Est. Payment: $5,452.20/mo
3 Bed
3 Bath
2455 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Water toys and Garage storage. This beautiful canal front home was built in 2020 by Stacey Wilson using updated FL. Codes. The open floor plan with 12' sliding glass doors, practically erases the line between the inside and out. Moor your boat along the new 44 foot dock and seawall completed in 2024 and grill the day's catch on your expansive covered deck overlooking the canal. Inside you will enjoy the easy flow between the entertaining living room and your nicely equipped kitchen complete with propane fueled stove, oven and on demand Rinnai water heater. All of which are connected to a buried 250 gal propane tank. This beautiful home has 3 bedrooms, 2 full bathrooms and 1 half bath. 10' ceiling, 8' doors, trey ceilings in the primary bedroom and living room. The use of the large upstairs bonus room is open to your imagination. Add in the 24ft deep garage with overhead storage and 9' doors that allow for large trucks and other oversized toys, and you have the ultimate family home for Florida fun in the sun. New HVAC was installed by A Superior in 2024.

Highlights

Listed by Michael Walker , 206-919-3352 Bay Point Real Estate Co , 850-235-6966. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

1650 Annually

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

792523

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Gas Oven, Gas Water Heater, Propane Cooktop, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Humidity Control
Fireplaces:Electric
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:44.0 ft x 125.0 ft
Zoning:Resid Single Family
Others:
  • Additional:Boat Slip, Covered Patio, Dock
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$5,452
Taxes
$780
HOA
$1,650

Home Price

$1,075,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$215,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,452.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,452.20 $780.32 $1,650.00 $7,882.52
Yearly $65,426.37 $9,363.86 $19,800.00 $94,590.23
Total $1,962,790.98 $280,915.80 $594,000.00 $2,837,706.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS