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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1018 Barracuda Dr , Panama City Beach, FL 32408
$545,000
Est. Payment: $3,011.05/mo
3 Bed
3 Bath
2240 Sqft
0.23 Acres
Status: Active | Days on site: 38
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CPREE - B5990,B12742
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Bay Point, one of Panama City Beach's highly desirable gated communities. This spacious 3-bedroom, 3-bathroom home offers approximately 2,240square feet of living space and a wonderful combination of comfort, privacy, and convenience.Enjoy the added peace of mind of a guard-gated community, along with a beautiful fenced backyard offering plenty of space for outdoor entertaining, pets, or relaxing in the Florida sunshine.Ideally located near the beaches, Naval Support Activity Panama City, shopping, dining, and entertainment, this home provides convenient access to everything Panama City Beach has to offer. Don't miss the opportunity to own a spacious home in the sought-after Bay Point community. Schedule your private showing today!

Highlights

Listed by Brandie Allon , 850-960-5990 and Kim Limmer , 850-319-7316 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

1725 Annually

Year Built

1987

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

794458

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0.27 acres
Principal Interest
$3,011
Taxes
$330
HOA
$1,725

Home Price

$545,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,011.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,011.05 $329.59 $1,725.00 $5,065.63
Yearly $36,132.56 $3,955.05 $20,700.00 $60,787.61
Total $1,083,976.74 $118,651.50 $621,000.00 $1,823,628.24

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS