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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4725 Bay Point Rd Unit 269 , Panama City Beach, FL 32408
$225,000
Est. Payment: $1,243.09/mo
1 Bed
1 Bath
900 Sqft
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR/1BA condo overlooks a peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art South Point Marina on Grand Lagoon. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away. Inside, you'll find stylish upgrades throughout--including Shiplap Accents, Sliding Barn Doors, Tile Plank Flooring, 2 Pantries, Quartz countertops and a 6' Long Kitchen Island. The entire condo was completely renovated in 2019. All appliances, including the HVAC and front-load washer/dryer, are less than six years old. The HVAC includes UV Air Purifier. Perfect for full-time living, a weekend escape, or a low-maintenance investment in a premier coastal community, with 2 restaurants in the community. Bay Point annual fee is $1650. The dimensions are estimated. Measure if important.

Highlights

Listed by Jo Ann Revell , 850-234-6696 and Non Member , 850-234-6696 Coldwell Banker Realty , 850-234-6696. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

1974

County

Bay

Area

27 - Bay County

Neighborhood

Bay Point Studio Villas Unit 3

Listing ID

1006859

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Pond
Principal Interest
$1,243
Taxes
$143

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,243.09 $143.44 $0.00 $1,386.53
Yearly $14,917.11 $1,721.25 $0.00 $16,638.36
Total $447,513.33 $51,637.50 $0.00 $499,150.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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