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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4725 Bay Point Rd Unit 158 , Panama City Beach, FL 32408
$255,000
Est. Payment: $1,408.84/mo
1 Bed
1 Bath
900 Sqft
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

There's a difference between updating a condo and completely reimagining one. Unit 158 at Legends Villas is what happens when nearly every space is reconsidered, redesigned and rebuilt--with custom finishes throughout and a setting overlooking a fountain-lined lake and the first hole of Bay Point's Jack Nicklaus-designed golf course. This was not a cosmetic renovation. The kitchen was taken to the studs and rebuilt with custom Emerald cabinetry, quartz countertops, a center island, pantry, new lighting, electrical and flooring. The transformation continues with custom woodwork, custom wood walls, new doors and trim, updated lighting, LVP flooring, and a wall addition with wood/glass sliding door leading to a new flex space ideal for an office or additional sleeping area. The bath and dressing areas were equally reworked with a walk-in glass shower, custom cabinetry, stone surfaces and expanded storage. The owners documented nearly $50,000 in renovation investment--creating a residence far removed from the typical ''updated'' condo. And what lies beyond the doors of Unit 158 is every bit as compelling as what was created inside. Within gated Bay Point, with 24-hour manned security at the community entrance, golf, boating, dining and recreation are remarkably close to home. Point South Marina provides convenient access to the water and Gulf beyond, while Bay Point Golf Club is practically at your doorstep. Dining and live music, spa services, bayside pool, tennis and nearby boat launches round out the Bay Point lifestyle--and Panama City Beach's beautiful white-sand beaches are just down the road. Whether your day calls for the course, the marina, the water, or the beach... it's all just minutes from home. Yet one of the best features requires going nowhere at all. The condo's ground-floor setting offers peaceful lake and fountain views with the beautifully maintained landscape and golf course beyond--giving the residence a wonderful sense of openness while keeping the best of Bay Point right at your fingertips. Custom renovation. Ground-floor convenience. Golf and water views... And Bay Point just outside your door. Unit 158 isn't simply another condo for sale--it's a thoughtfully transformed residence in a setting that is uniquely Bay Point.

Highlights

Listed by Lee Ann Swartzentruber , 850-774-3186 Epique Realty Inc , 888-893-3537. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1400 Quarterly

Year Built

1974

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Studio Villas Unit 2

Listing ID

795455

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Separate Shower, Entrance Foyer

Exterior Features

Lot Dimensions:0x0
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Parking Lot,Gated
Principal Interest
$1,409
Taxes
$181
HOA
$1,400

Home Price

$255,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,408.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,408.84 $180.51 $1,400.00 $2,989.35
Yearly $16,906.06 $2,166.16 $16,800.00 $35,872.22
Total $507,181.78 $64,984.80 $504,000.00 $1,076,166.58

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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