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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4305 Bay Point Rd Unit 465 , Panama City Beach, FL 32408
$269,000
Est. Payment: $1,364.32/mo
2 Bed
3 Bath
1420 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Bay Point Golf Villas, where golf course living meets the relaxed coastal lifestyle of Panama City Beach. This spacious 2-bedroom, 2.5-bath villa is ideally positioned along the golf course, offering beautiful green views and a peaceful setting within the gated Bay Point community. Step inside to an open and inviting living and dining area with large windows that bring the outdoors in. The kitchen offers white cabinetry, granite countertops, stainless steel appliances and a convenient layout that opens to the dining area--perfect for everyday living or entertaining. Step outside to a spacious brick patio and outdoor area overlooking the beautifully maintained groups and golf course. With plenty of room for outdoor seating or simply relaxing in the Florida sunshine, this inviting space extends the living area outdoors and provides a peaceful setting to enjoy the surrounding views. Upstairs, both bedrooms provide privacy, generous space, and balconies. The primary suite is a true retreat, featuring its own private bath and direct access to a covered balcony overlooking the golf course. Start your mornings with coffee while taking in the peaceful views or unwind in the evening from your own private outdoor space. Bay Point offers a lifestyle that's hard to beat, with 24-hour gated security and convenient access to the Bay Point Golf Club, marina, tennis, dining and the surrounding waters of St. Andrews Bay. The community is also just minutes from St. Andrews State Park, the beaches of the Gulf of Mexico, shopping and some of Panama City Beach's favorite restaurants. Whether you're searching for a primary residence, second home or your own place to enjoy the best of coastal Florida living, this Golf Villa offers an incredible opportunity to make Bay Point home.

Highlights

Listed by Kristen Counts Barr , 850-832-3728 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2367.81 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Golf Villas II

Listing ID

794104

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:condo
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$1,364
Taxes
$174
HOA
$2,368

Home Price

$269,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,364.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,364.32 $173.63 $2,367.81 $3,905.76
Yearly $16,371.81 $2,083.57 $28,413.72 $46,869.10
Total $491,154.21 $62,507.10 $852,411.60 $1,406,072.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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