Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4300 Bay Point Rd Unit 437 , Panama City Beach, FL 32408
$259,900
Est. Payment: $1,318.03/mo
2 Bed
3 Bath
1420 Sqft
Status: active | Days on site: 1
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Welcome to the highly sought-after Bay Point Golf Villas, where resort-style living meets one of Panama City Beach's most prestigious gated communities. This beautifully updated 2-bedroom, 2.5-bath villa offers approximately 1,420 square feet and is ideally situated on the quiet south end of the complex, offering a peaceful setting within the heart of Bay Point. Located in Golf Villa I, this property enjoys the lowest HOA fees among the Bay Point Golf Villa communities, making it an especially attractive opportunity for a primary residence, second home, or investment property. The villa features numerous upgrades throughout and a spacious, comfortable floor plan ideal for both entertaining and relaxed coastal living. What truly sets this property apart is the Bay Point lifestyle. The gated community features 24-hour gated and roaming security, the renowned Nicklaus Course at Bay Point, Point South Marina, Serenity Spa, multiple restaurants and dining options, and convenient access to some of the best boating, fishing, golf, and beaches Northwest Florida has to offer. Boating and fishing enthusiasts will especially appreciate Point South Marina at Bay Point, a full-service marina and home of the annual Bay Point Billfish Open, one of the area's premier sportfishing events. The unit is currently leased through October 31, providing immediate rental income for an investor or a defined timeline for a future owner planning to make Bay Point their home or coastal getaway. Quiet location. Lowest Golf Villa HOA. Beautifully upgraded. Golf, boating, dining and spa amenities just minutes away. This is a fantastic opportunity to own a piece of the Bay Point lifestyle in one of Panama City Beach's most established and desirable communities.

Highlights

Listed by The Griffitts Group , 850-258-8951 and Matt M Griffitts , 850-258-8951 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1725 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Golf Villas I

Listing ID

794253

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Walk-In Pantry

Exterior Features

Lot:Paved
Lot Dimensions:0
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:No Garage,Paved,Parking Lot,Gated
Principal Interest
$1,318
Taxes
$215
HOA
$1,725

Home Price

$259,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,318.03 $215.02 $1,725.00 $3,258.04
Yearly $15,816.32 $2,580.18 $20,700.00 $39,096.50
Total $474,489.67 $77,405.40 $621,000.00 $1,172,895.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS