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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4300 Bay Point Rd Unit 402 , Panama City Beach, FL 32408
$279,999
Est. Payment: $1,420.10/mo
3 Bed
3 Bath
1650 Sqft
Status: pending | Days on site: 314
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

COMPLETELY FURNISHED! Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal. This one stands out and comes fully furnished! The interior has been freshly painted throughout in Sherwin Williams Alabaster and Repose Gray, creating a clean and inviting backdrop. Popcorn ceilings have been removed and replaced with a smooth Level 5 finish, giving the home a more contemporary look and feel. Updated light fixtures, door knobs, and hinges further enhance the interior, while cordless blinds on the first floor and room-darkening drapes in the upstairs bedrooms add both style and function. The main level features a bright open layout with flexible living space. A newly added set of barn doors allows the downstairs living area to be used as a private office, den, or third bedroom, making the home adaptable to a variety of needs. A full bathroom on this level provides additional convenience for guests or multi-generational living. The kitchen is equipped with brand new WiFi-enabled appliances, including a whisper-quiet 46-decibel dishwasher. Just off the kitchen is a laundry area with a 2024 washer and dryer set included. Upstairs, two bedrooms and two full bathrooms provide private retreats for family and guests. The hallway features a spacious walk-in closet, offering ample storage rarely found in similar villas. Both bathrooms have been freshly updated to reflect the home's modern finishes. In 2023, a new HVAC system was installed along with sliding glass doors on the second floor, adding efficiency, comfort, and peace of mind for the new owner. This villa is as practical as it is stylish. Beyond the interior upgrades, it offers desirable functionality for everyday living and for use as a vacation rental property. Its thoughtful design balances open gathering areas with private bedroom spaces, making it ideal for both entertaining and relaxation. Bay Point is known as one of the premier gated, walkable communities in the area, offering resort-style amenities, golf, and a vibrant marina lifestyle. Wether you enjoy fishing, boating, golfing, tennis, or easy dining, Bay Point makes this all possible. The combination of location, condition, and rental flexibility makes this property a rare find in today's market. The Bay Point Golf Villas HOA provides residents with a low-maintenance lifestyle by including valet trash service, water, sewer, and professional landscaping in the monthly dues. Exterior insurance coverage, building maintenance, 24-hour security and groundskeeping are also included, ensuring the community remains beautifully maintained and hassle-free for owners. Whether you are looking for a full-time residence, a second home, or a short-term rental investment, this renovated golf villa at Bay Point is ready to welcome its next owner. Schedule your private showing today and experience the lifestyle this property has to offer.

Highlights

Listed by Abbott Martin Group , 850-460-2900 and Natalie H Danburg , 850-896-8525 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2127 Quarterly

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Golf Villas I

Listing ID

779674

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Walk-In Pantry

Exterior Features

Lot:Paved
Lot Dimensions:0 x 0
Zoning:Resid Multi-Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:No Garage,Paved,Parking Lot,Gated
Principal Interest
$1,420
Taxes
$178
HOA
$2,127

Home Price

$279,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$56,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,420.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,420.10 $178.50 $2,127.00 $3,725.60
Yearly $17,041.23 $2,141.99 $25,524.00 $44,707.22
Total $511,236.76 $64,259.77 $765,720.00 $1,341,216.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS