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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4300 Bay Point Road # 408 , Panama City Beach, FL 32408
$244,000
Est. Payment: $1,237.52/mo
2 Bed
3 Bath
1747 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Bay Point, a gated community where the gulf coast waterfront lifestyle comes home. In Bay Point, mornings start with coffee on a private terrace, afternoons unfold on the greens and fairways on the Nicklaus course, and evenings end with the kind of stillness that only comes from walking the docks at the Marina. That life only exists in Panama City Beach, Florida, behind the gates of Bay Point. This 2 Bedroom, 2.5 Bath golf villa is one of the largest floorplans in the community, offering a spacious 1,747 square feet of living space that immediately sets it apart from the typical condo offering. There is room here to live, room to host, room to breathe. The floor plan flows beautifully across two thoughtfully designed levels. The main living, kitchen and dining area anchors the ground floor, centered around an open, welcoming space ideal for entertaining, with the convenience of a powder room downstairs so guests never need to venture upstairs. Step outside to the private fenced courtyard, generous enough to accommodate a golf cart and enjoy and the indoor-outdoor lifestyle this community is built around. Upstairs, two genuinely spacious bedrooms offer the kind of square footage rarely found in resort-villa living. The primary suite is a retreat large enough to accommodate a full sitting area overlooking the green space and offers an en-suite bath featuring dual vanities, a separate walk-in shower, and a soaking Jacuzzi tub designed for exactly the kind of evening you earned on the back nine. The second bedroom is equally impressive with its own private bath, making it an ideal guest suite, a home office with a place to have guests, or a flex space that works for whatever life demands. Additional storage and in-unit laundry also means every square foot is functional, not just beautiful. Bay Point is not just a mailing address. It is a waterfront sanctuary. It's a master-planned community that Buyers stay in. This community offers a full-service Marina-Point South Marina, a full-service Spa-Serenity Spa at Bayside and a full-service golf club-Bay Point Golf Club and Bar 72. No other community on Panama City Beach can be matched with these amenities. Membership fees may apply to enjoy every amenity on-site, but Membership and this lifestyle go hand-in-hand. If this is the life you have been building toward, this golf villa is ready to make it real. Buyer to verify all information, if deemed important.

Highlights

Listed by Sostheim Group , 850-814-4560 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1980

County

Bay

Area

27 - Bay County

Neighborhood

Bay Point Golf Villas I

Listing ID

1005494

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Breakfast Bar

Exterior Features

Lot:Covenants,Restrictions,Sidewalk,Within 1/2 Mile to Water,Zero Lot Line
Zoning:Resid Multi-Family
Others:
  • Additional:Patio Enclosed, Patio Open, Fenced Lot-Part, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$1,238
Taxes
$181
HOA
$0

Home Price

$244,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$48,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,237.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,237.52 $180.60 $0.00 $1,418.12
Yearly $14,850.26 $2,167.22 $0.00 $17,017.48
Total $445,507.91 $65,016.60 $0.00 $510,524.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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