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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13906 Front Beach Rd , Panama City Beach, FL 32413
$2,450,000
Est. Payment: $12,425.94/mo
6 Bed
4 Bath
3720 Sqft
Status: active | Days on site: 178
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Now priced for immediate sale at $2,450,000. including all furniture except personal items. Positioned along the sugar-white sands and emerald waters of Florida's famed Gulf Coast, 13906 Front Beach Road represents a rare opportunity to own a private, fully self-contained beachfront estate in the exclusive Bid-A-Wee Beach enclave. Encompassing approximately 3,720 square feet with six bedrooms and four baths, this exceptional residence offers the flexibility of a grand single-family retreat with two full kitchens, living areas, and Gulf-view terraces. Designed for refined coastal living, the home's elevated interiors capture breathtaking panoramic views of the Gulf of Mexico from expansive open-concept living spaces and private balconies. Elegant finishes include granite countertops, stainless steel appliances, custom cabinetry, and gas fireplaces, creating an atmosphere of relaxed sophistication. The top floor living area in includes a professionally installed Bose surround sound system with acoustic modeling to insure optimal performance. An elevator provides seamless access to upper levels, while dual garages and private driveways ensure convenience and discretion. Residents enjoy privileged access to over 2,000 feet of gated private beachfront--an extraordinary amenity rarely found along this world-renowned coastline. This exclusive setting offers tranquility and privacy while remaining moments from the vibrant dining, shopping, and entertainment of Panama City Beach. Whether envisioned as a legacy family compound, an international vacation residence, or a high-performing investment asset, this property delivers exceptional versatility and enduring value. With its commanding Gulf views, private beach access, and flexible dual-residence design, 13906 Front Beach Road is a true luxury offering on Florida's Emerald Coast. Private showings available by appointment only. Please see virtual tour.

Highlights

Listed by Daniel Dunnivant , 727-512-9742 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

100 Annually

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bare Footin Condominium

Listing ID

785746

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Washer/Dryer Stacked, Electric Range
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Other:
  • Additional:Double Vanity

Exterior Features

Lot:Sprinkler System
Lot Dimensions:60' x 100'
Roof:Other
Others:
  • Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$12,426
Taxes
$579
HOA
$100

Home Price

$2,450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$490,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,425.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $12,425.94 $578.58 $100.00 $13,104.52
Yearly $149,111.25 $6,943.00 $1,200.00 $157,254.25
Total $4,473,337.59 $208,290.00 $36,000.00 $4,717,627.59

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS