Major Price Reduction! Motivated Seller! Welcome to this charming 3-bedroom, 2-bath beach cottage situated on a spacious corner lot in a quiet, family-friendly neighborhood just minutes from the Gulf. Full of classic Old Florida charm, this home showcases original terrazzo floors and vintage tile while offering numerous modern updates, including newer appliances, HVAC system, water heater, doors, windows, crown molding, and an attractive metal roof. The kitchen is highlighted by a stunning custom stained-glass window that creates a warm and inviting focal point. A versatile sunroom provides the perfect space for a home office, playroom, guest room, or additional living area to fit your lifestyle. Just off the garage, the unfinished 3rd bedroom offers endless possibilities as a workshop, craft room, hobby space, or storage. Located in a desirable neighborhood with no short-term rentals, you'll enjoy a peaceful setting while remaining close to everything Panama City Beach has to offer. The home is conveniently located near Hutchison Beach Elementary School, Surfside Middle School and Arnold High making it an excellent choice for families. You'll also have quick access to Hutchison Boulevard and Panama City Beach Parkway, placing Pier Park, Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, shopping, dining, and entertainment just minutes away. Best of all, you're only 0.5 miles from the sugar-white sands and emerald waters of the Gulf of Mexico. Whether you're looking for a primary residence, second home, or beach retreat, this property offers the perfect blend of charm, location, and flexibility. Schedule your private showing today! All measurements, dimensions, and information are approximate and should be verified by the buyer if important.