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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13310 Front Beach Rd , Panama City Beach, FL 32407
$1,749,000
Est. Payment: $9,662.97/mo
7 Bed
6 Bath
3168 Sqft
Status: Active | Days on site: 106
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Harrison Lilly Team
Owner/Operator

House Description

One of just two attached townhomes on Front Beach Road in Panama City Beach, this newly built three-story residence is offered fully furnished and turnkey, living entirely on its own -- a private entrance, a private fenced pool, and dedicated paver parking. It stands directly across Front Beach Road from the sugar-white sand and emerald Gulf, with two public beach accesses only a short walk away. Gulf views open from the main living level and the top-floor primary suite, and a private elevator serves all three floors. The living level is anchored by a designer kitchen -- white shaker cabinetry, a quartz waterfall peninsula, premium stainless appliances, and a statement tile backsplash -- flowing into a generous dining area and a Gulf-view balcony made for sunset. One floor down, a dedicated game room with a pool table, air hockey, foosball, and a wet bar opens to the backyard, where a private pool and paver sun deck sit alongside an outdoor kitchen and grill. Upstairs, the third-floor primary is a private retreat: a king suite with its own Gulf-view balcony, a spa-inspired bath in marble-look tile, a dual vanity, and a walk-in closet. Bedrooms on every level -- several with two beds, plus a children's bunk room -- welcome large groups with ease. Just minutes from M.B. Miller Pier, Pier Park, and Topgolf -- a standout primary home, second residence, or Gulf-view investment in Panama City Beach. Set over three floors with nine-foot ceilings and wide-plank wood-look flooring, the layout keeps a full level of living between the entry and the bedrooms above. On the ground floor, the recreation room opens to the fenced backyard and is served by a full bath, while a guest bedroom with ensuite bath, a spacious home office, and a second laundry room finish the level. The middle floor gathers the open kitchen, dining, and living, with two more bedrooms and a powder bath positioned for guests. The uppermost floor belongs to the primary suite, alongside two additional bedrooms, a full laundry room, and a wet bar just outside the suite. By the pool, lounge seating and alfresco dining complete the fenced deck, and dedicated parking holds four vehicles.

Highlights

Listed by Delawalla Group , 850-225-9899 Watersound Real Estate , 850-231-7792. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

2024

County

Bay

Area

27 - Bay County

Neighborhood

Bahama Beach

Listing ID

1005433

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Raised, Elevator, Lighting Recessed, Owner's Closet, Pantry, Split Bedroom, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:30 x 125
Zoning:Commercial
Others:
  • ▪ Additional:Balcony, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Summer Kitchen, Deck Open, Patio Covered, Patio Open, Porch, Porch Open, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$9,663
Taxes
$844

Home Price

$1,749,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$349,800
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Monthly Price:
$9,662.97

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,662.97 $843.51 $0.00 $10,506.48
Yearly $115,955.68 $10,122.06 $0.00 $126,077.74
Total $3,478,670.31 $303,661.80 $0.00 $3,782,332.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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