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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13308 Front Beach Rd , Panama City Beach, FL 32407
$1,999,000
Est. Payment: $10,138.55/mo
7 Bed
6 Bath
3168 Sqft
Status: active | Days on site: 22
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

A newly built coastal townhome on Front Beach Road in Panama City Beach -- one of only two attached residences -- offered fully furnished and turnkey, living like a private home with its own entrance, its own fenced pool, and dedicated paver parking. The home sits directly across Front Beach Road from the sugar-white sand and emerald water of the Gulf, with two public beach accesses just a short walk away. Open Gulf views unfold from the main living level and the top-floor primary suite, while a private elevator quietly connects all three floors. At the heart of the home, a designer kitchen is appointed with white shaker cabinetry, a quartz waterfall peninsula, premium stainless appliances, and a statement tile backsplash, opening to a generous dining space and a Gulf-view balcony framed for sunset. A level below, a dedicated game room -- pool table, air hockey, foosball, and a wet bar -- flows to the backyard, where a private pool and paver sun deck are paired with an outdoor kitchen and grill. The third-floor primary is a retreat unto itself: a king suite opening to its own Gulf-view balcony, with a spa-inspired bath in marble-look tile, a dual vanity, and a walk-in closet. Additional bedrooms on every level -- several with two beds, plus a children's bunk room -- graciously accommodate large gatherings. Minutes to M.B. Miller Pier, Pier Park, and Topgolf -- an exceptional primary home, second residence, or Gulf-view investment in Panama City Beach. Designed across three floors with nine-foot ceilings and wide-plank wood-look flooring, the plan places a full level of living between the entry and the bedrooms above. The ground floor is the social hub: the recreation room is served by a full bath and opens directly to the fenced backyard, while a guest bedroom with ensuite bath, a generous home office, and a second laundry room complete the level. The mid-level holds the open kitchen, dining, and living, with two additional bedrooms and a powder bath set apart for guests. The top floor is devoted to the primary suite, joined by two further bedrooms, a full laundry room, and a wet bar just outside the suite. Poolside, lounge seating and alfresco dining round out the fenced deck, and dedicated parking accommodates four vehicles.

Highlights

Listed by Amin Delawalla , 850-225-9899 Christies International Real Estate Emerald Coast , 850-213-2800. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

2024

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bahama Beach

Listing ID

792562

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:30.0 ft x 125.0 ft
Zoning:Commercial
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Patio
Sewer:Public Sewer
Principal Interest
$10,139
Taxes
$843

Home Price

$1,999,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,138.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,138.55 $843.45 $0.00 $10,982.00
Yearly $121,662.61 $10,121.37 $0.00 $131,783.98
Total $3,649,878.30 $303,641.10 $0.00 $3,953,519.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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