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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13211 Oleander Dr , Panama City Beach, FL 32407
$3,000,000
Est. Payment: $16,574.57/mo
4 Bed
4 Bath
3021 Sqft
0.16 Acres
Status: Active | Days on site: 504
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Harrison Lilly Team
Owner/Operator

House Description

MAJOR PRICE IMPROVEMENT - NOW $3,000,000. A rare opportunity to own 60 feet of direct Gulf frontage in the heart of Panama City Beach. Welcome to Parrotdise, a furnished, turnkey Gulf-front retreat offering the privacy of a residential beach street with the convenience of PCB's central location. Oleander Drive is tucked away from the constant traffic of Front Beach Road, yet places you within easy reach of both the east and west ends of the beach. Maggie Still Park, a charming neighborhood park, is just a short walk away. The property offers 4 bedrooms, 4 full baths and more than 3,000 square feet of living space, including a flexible second-floor bonus room with its own kitchenette - ideal for extended family, guests, a bunk/game space or additional rental flexibility. Outside is where this property earns its name. Step directly from the home into a private Gulf-front setting featuring an automated heated pool and spa, reinforced composite decking and unobstructed views across the emerald waters of the Gulf. With 60 feet of sandy beachfront, the backyard becomes the resort. The home is offered furnished and includes features rarely found together in a central PCB beachfront property: Two-car garage plus generous driveway parking Private heated pool and spa 60 feet of direct Gulf frontage Fully fenced yard with automatic privacy gate 400-amp electrical service Dedicated 50-amp RV hookup Luxury vinyl plank flooring on the main level Custom tiled showers Outdoor shower Second-floor bonus room with kitchenette No HOA Short-term rentals permitted Use it as a primary residence, private second home or vacation-rental property. The combination of direct beachfront, privacy, parking, pool, garage, flexible living space and central location creates a property that is increasingly difficult to duplicate along Panama City Beach. At its newly repositioned price, 13211 Oleander Drive offers buyers the opportunity to secure a substantial Gulf-front home with garage space and 60 feet of beachfront without paying new-construction pricing. Come see what $3 million buys on the Gulf.

Highlights

Listed by Crystal Ball , 205-329-0759 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bahama Beach

Listing ID

771470

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:60x120
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$16,575
Taxes
$1,894

Home Price

$3,000,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$600,000
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Monthly Price:
$16,574.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,574.57 $1,894.00 $0.00 $18,468.57
Yearly $198,894.81 $22,728.00 $0.00 $221,622.81
Total $5,966,844.44 $681,840.00 $0.00 $6,648,684.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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