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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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206 Lantana St , Panama City Beach, FL 32407
$489,000
Est. Payment: $2,701.65/mo
4 Bed
3 Bath
1541 Sqft
0.21 Acres
Status: Active Under Contract | Days on site: 40
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TPREG2 - B6225,B12921
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 206 Lantana St., where thoughtful design meets durable coastal construction. This new-construction 4BR/3BA home offers 1,541 SF of efficiently designed living space on a rare 60' x 154' homesite in Panama City Beach with no HOA. Built by an experienced local builder with 40+ homes completed in the area, this home was designed for Florida living with fully impact-rated windows, a standing-seam metal roof, a foam-insulated roof deck, and engineering for 160-mph design winds. Unlike many new homes, all four mature oak trees were preserved, creating natural shade, character, and a backyard ready for relaxing, entertaining, or simply enjoying the outdoors. The functional split-bedroom floor plan features four bedrooms and three full bathrooms, providing flexibility for families, guests, a home office, or multigenerational living--all without unnecessary square footage. Inside, the beautifully appointed kitchen showcases quartz countertops, a custom designer backsplash, and premium finishes that balance style and everyday functionality. Upgraded recessed lighting with elegant two-tone accent illumination enhances the living spaces, while remote-controlled ceiling fans in every room provide added comfort. Sliding glass doors from both the living room and the primary suite create a seamless connection to your future backyard oasis, and generous closets throughout the home offer exceptional storage. Located just minutes from public beach access, shopping, dining, schools, and everyday conveniences, this home is ideal for buyers seeking a primary residence or second home in a residential neighborhood. Short-term vacation rentals are not permitted, helping preserve the privacy, peace, and residential character of the community. If you're looking for quality construction, coastal durability, and the confidence of buying from a trusted local builder, 206 Lantana St. is ready to welcome you home.

Highlights

Listed by Ekaterina I Tomlinson , 850-238-6225 Top Producers Real Estate Group , 850-236-9113. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bahama Beach 1st Add

Listing ID

792667

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 154.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,702
Taxes
$125

Home Price

$489,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$97,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,701.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,701.65 $125.12 $0.00 $2,826.77
Yearly $32,419.85 $1,501.43 $0.00 $33,921.28
Total $972,595.64 $45,042.90 $0.00 $1,017,638.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS