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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15625 Front Beach Rd Unit 803 , Panama City Beach, FL 32413
$1,149,500
Est. Payment: $6,350.82/mo
3 Bed
3 Bath
1594 Sqft
Status: Active | Days on site: 2
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HLR - B3143
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Harrison Lilly Team
Owner/Operator

House Description

RARELY DOES AN AQUA RESIDENCE LIKE THIS COME TO MARKET. Welcome to Aqua 803--a rare, privately held, FULLY FURNISHED Gulf-front residence with investment optionality, located in Aqua's highly desirable 03 stack. Owned by the same family since the building was completed and NEVER RENTED, this is a unique opportunity to purchase a premier Panama City Beach property that has been privately enjoyed from day one. Featuring 3 bedrooms, 3 full baths PLUS a versatile bonus room, Unit 803 offers exceptional flexibility. Create a home office, bunk room, media room, game room or additional flex space. Best of all, it's being offered fully furnished, making it easy to arrive, unpack and start enjoying the beach--or explore its future rental potential. And then there's the BALCONY. Step outside and you'll quickly understand why this stack is so desirable. Start your mornings with coffee overlooking the Gulf, watch dolphins from above, spend your afternoons on the sugar-white sand and come home to a front-row seat for another unforgettable Panama City Beach sunset. The location is just as impressive. Aqua puts you directly on the Gulf and near the heart of Pier Park, with restaurants, shopping, entertainment and Russell-Fields Pier close by. Resort-style amenities include direct beach access, indoor and outdoor pools, hot tub, fitness center, steam room, covered parking and a convenient skybridge. Keep it as your private Gulf-front escape--or explore its income-producing potential when you're away. Original owners. Never rented. Fully furnished. Coveted 03 stack. 3 bedrooms + bonus room. 3 full baths. Gulf front. Near Pier Park. This isn't simply another condo at the beach. It's a turnkey opportunity to own a rarely available, privately held residence in one of Panama City Beach's premier Gulf-front resorts--with the freedom to enjoy it, share it, or put it to work.

Highlights

Listed by Selma Hill , 850-774-3442 Hilltop Legacy Realty , 850-774-3442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

964.44 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Aqua

Listing ID

795778

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Electric Gate,Paved,Parking Lot
Principal Interest
$6,351
Taxes
$784
HOA
$964

Home Price

$1,149,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$229,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,350.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,350.82 $784.15 $964.44 $8,099.41
Yearly $76,209.86 $9,409.80 $11,573.28 $97,192.94
Total $2,286,295.89 $282,294.00 $347,198.40 $2,915,788.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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