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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15625 Front Beach Rd Unit 2109 , Panama City Beach, FL 32413
$1,100,000
Est. Payment: $5,578.99/mo
3 Bed
3 Bath
1569 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Aqua 2109, a showstopping Gulf-front residence where exceptional craftsmanship, luxury design and panoramic coastal views come together 21 stories above the Emerald Coast. Completely remodeled and professionally designed, this exquisite 3-bedroom, 3-bath residence offers 1,569 square feet of beautifully curated living space and is truly one of the most striking condominiums at Aqua. Every detail has been thoughtfully selected to create a sophisticated coastal retreat that feels as luxurious as it is inviting. The transformation of Aqua 2109 showcases exceptional craftsmanship throughout, with beautiful finishes, custom design elements and an elevated coastal aesthetic. The spacious living area has been enhanced with a gorgeous custom bar and electric fireplace, creating a dramatic focal point and an incredible space for entertaining while enjoying the Gulf as your backdrop. One of the most desirable features of this floor plan is the Gulf-front primary suite. Wake each morning to sparkling emerald waters from your king bedroom and step directly onto the balcony through your own Gulf-facing balcony door. The beautifully appointed primary bath features a custom glass-enclosed shower and double vanity, continuing the upscale design found throughout the residence. The additional bedrooms provide excellent accommodations for family and guests, including a second king bedroom and a third bedroom designed to maximize sleeping capacity. With three full bathrooms, this floor plan offers the space and privacy sought after in a premier vacation residence or investment property. Step onto the west-facing balcony and experience one of Aqua 2109's greatest luxuries: breathtaking sunsets over the Gulf of Mexico. From the 21st floor, the views stretch across the sugar-white shoreline and brilliant blue-green waters of Panama City Beach, creating an unforgettable backdrop from morning through sunset. Aqua 2109 is also exceptionally positioned in the vacation rental market, with potential annual rental income averaging approximately $60,000 to $75,000, offering an outstanding opportunity to combine luxury ownership with investment potential. Location is everything, and Aqua places you in the heart of Panama City Beach. Leave the car behind and stroll to Pier Park for shopping, dining and entertainment, enjoy nearby Topgolf, Tootsie's and countless restaurants and attractions, then return home to your luxury retreat directly on the Gulf. Aqua offers the complete beachfront resort experience with direct beach access, multiple pools, whirlpool spa, beautiful Gulf-front terraces and additional resort amenities, all within one of Panama City Beach's most recognizable luxury condominium destinations. Aqua 2109 is more than a beach condo. It is a completely reimagined Gulf-front residence, a proven vacation destination and a rare opportunity to own one of Aqua's most beautifully finished properties. Come experience the craftsmanship, the sunsets, the location and the incomparable Gulf views of Aqua 2109. Your Drop of Heaven on the Gulf Coast awaits!

Highlights

Listed by Melissa Harris , 770-354-6442 MJH Real Estate Brokerage, LLC , 770-354-6442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

949.3 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Aqua

Listing ID

794106

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Main Level Primary, Separate Shower

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Electric Gate,Garage,Garage Door Opener,Community Structure
Principal Interest
$5,579
Taxes
$795
HOA
$949

Home Price

$1,100,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,578.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,578.99 $794.74 $949.30 $7,323.03
Yearly $66,947.91 $9,536.82 $11,391.60 $87,876.33
Total $2,008,437.28 $286,104.60 $341,748.00 $2,636,289.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS