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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15625 Front Beach Rd Unit 1404 , Panama City Beach, FL 32413
$675,000
Est. Payment: $3,423.47/mo
2 Bed
2 Bath
1283 Sqft
Status: active | Days on site: 188
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER! AQUA 1404 is one of the most highly sought-after residences in Panama City Beach and across the Gulf Coast, offering a well-designed floor plan, spectacular sunset views, and strong rental performance. This beautifully appointed condominium delivers an exceptional blend of comfort and investment potential, with projected annual rental income averaging $45,000-$55,000. Thoughtfully positioned and market-strong, AQUA 1404 is primed to drive excellent ROI, whether as a primary residence, second home, or income-producing vacation property. The residence features two true bedrooms plus a hallway bunk area, allowing it to function comfortably for families and guests alike. The primary suite includes a luxurious garden tub, glass-enclosed shower, and double vanity, while the guest bedroom suite offers a tub/shower combo with single vanity--ideal for privacy and convenience. Interior spaces are warm, inviting, and functional, highlighted by a spacious kitchen equipped with a refrigerator, oven/range, microwave, and in-unit washer and dryer. With two full bathrooms and flexible sleeping arrangements, this layout consistently performs as a guest favorite. Aqua Resort rises gracefully above the sugar-white sands of Panama City Beach, offering one of the most enchanting Gulf-front settings on the coast. Residents and guests enjoy resort-style amenities including a poolside café, whirlpool spa, expansive beachside terrace with pools, fountains, water gardens, fitness center, event spaces, media room, and more--creating the ultimate balance of resort living and private retreat. Perfectly located just steps from Pier Park, a 240-acre entertainment, dining, and retail destination, and only 15 minutes from Northwest Florida Beaches International Airport, Aqua places you in the heart of a coastal goldmine. Nearby attractions include Topgolf, championship golf courses, Dolly Parton's Pirates Voyage, Tootsie's, WonderWorks, Shell Island, 30A, world-class dining, boating, fishing, scuba diving, parasailing, and endless outdoor adventures. Recognized as the No. 2 Emerging Destination in the World, Panama City Beach continues to attract global attention--making AQUA 1404 an outstanding opportunity in one of the most dynamic beach markets today. Ride the waves of luxury living. AQUA 1404 is your chance to own a coastal retreat where lifestyle, location, and investment potential come together seamlessly.

Highlights

Listed by Melissa Harris , 770-354-6442 MJH Real Estate Brokerage, LLC , 770-354-6442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

776.05 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Aqua

Listing ID

784882

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot Dimensions:CONDO
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Electric Gate,Garage,Garage Door Opener,Community Structure
Principal Interest
$3,423
Taxes
$624
HOA
$776

Home Price

$675,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,423.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,423.47 $623.92 $776.05 $4,823.44
Yearly $41,081.67 $7,487.00 $9,312.60 $57,881.27
Total $1,232,450.15 $224,610.00 $279,378.00 $1,736,438.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS