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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15625 Front Beach Rd Unit 1003 , Panama City Beach, FL 32413
$914,900
Est. Payment: $5,054.69/mo
3 Bed
3 Bath
1594 Sqft
Status: Pending | Days on site: 2
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BKWR - B0965,B10703
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Harrison Lilly Team
Owner/Operator

House Description

Experience premier Gulf-front living at Aqua Resort, one of Panama City Beach's most sought-after developments. Located on the 10th floor, this beautifully maintained 3-bedroom, 3-bath residence offers a rare and highly desirable floor plan featuring two Gulf-front master suites, each with private bath, stunning Gulf views, and direct access to the expansive bow-shaped balcony. With 1,594 square feet of living space, a spacious Gulf-front living area, and a versatile bonus space currently used as a game room, this residence offers exceptional space and functionality for a second home, vacation getaway, or investment property. One of the property's most impressive features is the large bow-shaped balcony, offering extraordinary panoramic views of the emerald waters and sugar-white beaches. With plenty of room to relax, dine, and entertain outdoors, the balcony provides the perfect setting for morning coffee, afternoon Gulf breezes, and unforgettable sunsets. The interior is meticulously maintained and offered fully furnished, making this a true turnkey opportunity. Both Gulf-front master suites offer private baths and balcony access, with the primary suite featuring a king bed and the second master suite featuring a queen bed. The third bedroom also features a queen bed and convenient access to a full bathroom. The well-appointed kitchen features granite countertops and stainless-steel appliances, while the breakfast nook and in-unit washer and dryer add everyday convenience. Aqua Resort delivers an impressive collection of amenities designed for the ultimate beach lifestyle, including two beachfront pools, a heated indoor pool, hot tub, poolside café, Gulf-front fitness center, steam room, media and social lounge, and direct beach access. A covered parking deck with a convenient walkover provides easy access to the resort. On-site storage rentals are also available. The location is another major advantage. Pier Park and the City Pier are just across Front Beach Rd, placing shopping, dining, entertainment, and some of Panama City Beach's most popular attractions within easy reach. The property has also been successfully utilized as a short-term rental, offering an attractive opportunity for an investor seeking a turnkey Gulf-front property. With two Gulf-front master suites, an expansive bow-shaped balcony, 1,594 square feet, three full baths, extensive resort amenities, and an unbeatable location, this Aqua residence offers a rare opportunity to own a truly exceptional Gulf-front property in Panama City Beach.

Highlights

Listed by John B Skinner Jr. , 850-543-5763 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

965 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Aqua

Listing ID

795362

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Coffered Ceiling(s), Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:CONDO
Sewer:Public Sewer
Principal Interest
$5,055
Taxes
$784
HOA
$965

Home Price

$914,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$182,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,054.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,054.69 $784.15 $965.00 $6,803.84
Yearly $60,656.29 $9,409.80 $11,580.00 $81,646.09
Total $1,819,688.66 $282,294.00 $347,400.00 $2,449,382.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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