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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15617 Front Beach Rd Unit 307 , Panama City Beach, FL 32413
$289,000
Est. Payment: $1,465.75/mo
1 Bed
1 Bath
417 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare opportunity to own a completely renovated, top-floor Gulf-front unit at the Ambassador Beach Resort -- one of Panama City Beach's most recognizable beachfront properties. Unit 307 has been rebuilt from the studs out with all permits pulled and inspections passed in 2023. Whether you're looking for a turn-key income producer or your own slice of the Gulf Coast, there is nothing to update, nothing to repair, and nothing to do but enjoy it. At 417 square feet, this 1BR/1BA sleeps 5 with three beds and a full kitchen -- an efficient layout that works just as well for a personal getaway as it does as a high-demand rental. Being on the third floor -- the top floor -- means unobstructed Gulf views, no foot traffic above you, and the kind of quiet that makes a beach trip actually feel like one. Every system in this unit was replaced in 2023: framing, drywall, insulation, electrical panel and wiring, plumbing rough-in and fixtures, PTAC HVAC, flooring, tiled bathroom, walk-in shower, appliances, doors, and windows. The rear sliding glass door and windows are hurricane-rated with turtle-safe compliant glazing. 2023 Florida Building Code throughout. The Ambassador sits directly on the Gulf with a gulf-front pool, outdoor hot tub, tiki bar, BBQ grills, and a pet park. The location is as good as it gets on Front Beach Road: steps from Pier Park and right next to the new TopGolf, with walkable dining, shopping, and entertainment in every direction. Use it yourself, rent it, or both -- this unit performs either way.

Highlights

Listed by Osman Zafar , 850-502-4862 LoKation Real Estate , 850-502-4862. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Ambassador Beach Condo

Listing ID

791201

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Shower Only

Exterior Features

Lot Dimensions:CONDO
Principal Interest
$1,466
Taxes
$220
HOA
$0

Home Price

$289,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,465.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,465.75 $220.32 $0.00 $1,686.07
Yearly $17,589.04 $2,643.84 $0.00 $20,232.88
Total $527,671.25 $79,315.20 $0.00 $606,986.45

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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