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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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15617 Front Beach Road 317 & 321 , Panama City Beach, FL 32413
$574,999
Est. Payment: $2,916.29/mo
2 Bed
2 Bath
667 Sqft
Status: active | Days on site: 192
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This unique, turn-key offering in a highly desirable location features a flexible, combined condo/duplex/townhome style setup, configured as two completely separate rental units with independent access, maximizing occupancy and generating significant income. Available to rent separately or combined for maximum daily rates. Unit 317 has 1 bedroom and a loft plus a sleeper sofa to host up to 6 guests. There are granite countertops, updated stainless steel appliances, gorgeous tiled shower, and tile floors throughout. The loft features a reading nook with a bird's eye view of the Gulf. Unit 321 is an efficiency with a loft that is able to accommodate 4 guests. This unit also has granite countertops in the efficiency kitchen, tiled shower, and tile and wood laminate floors. This unit also offers amazing Gulf views. The connecting door has been sealed. The property has a pet friendly policy which expands the rental pool. Both properties combined generated a rental revenue of over $110,000. *The HOA fee listed is the total for both units.

Highlights

Listed by J3/Jim H Hodges , 850-258-3670 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1982

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Ambassador Beach Condo

Listing ID

782656

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Loft

Exterior Features

Lot:Paved
Lot Dimensions:CONDO
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,916
Taxes
$216
HOA
$0

Home Price

$574,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$115,000
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Monthly Price:
$2,916.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,916.29 $216.33 $0.00 $3,132.62
Yearly $34,995.44 $2,596.00 $0.00 $37,591.44
Total $1,049,863.12 $77,880.00 $0.00 $1,127,743.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS