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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1640 Vecuna Cir , Panama City Beach, FL 32407
$298,000
Est. Payment: $1,511.24/mo
2 Bed
2 Bath
1286 Sqft
Status: active with contingency | Days on site: 160
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

UNDER CONTRACT - ACCEPTING BACKUP OFFERS! Here is your chance to own the LOWEST PRICED 2 Bedroom Home on the ENTIRE East Side of the Beach!!! Seize the opportunity to own a piece of paradise with this great location... Close to the beach, the Navy base and Tyndall, Pier Park, and 30A. This move in ready 2/2 with 2 car garage will not disappoint. Spacious living room with open concept, split floor plan with both baths updated. Also huge screened in back porch ready for a hot tub for you to relax in. And if that isn't enough to grab your attention, this property features COMPLETELY PAID FOR solar panels to significantly reduce your utility bills. Welcome Home!!!

Highlights

Listed by Debby Hove , 850-960-8321 and Garrett S Aune , 850-588-8908 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Allison Trace

Listing ID

785545

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:124x49x104x49
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,511
Taxes
$267

Home Price

$298,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$59,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,511.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,511.24 $267.33 $0.00 $1,778.58
Yearly $18,134.91 $3,208.00 $0.00 $21,342.91
Total $544,047.41 $96,240.00 $0.00 $640,287.41

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS