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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5900 Hilltop Ave , Panama City Beach, FL 32408
$575,000
Est. Payment: $3,176.79/mo
3 Bed
3 Bath
1913 Sqft
0.11 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Live the Panama City Beach lifestyle with the beach AND boat access just minutes away! This three-story, 3-bedroom, 2.5-bath home is ideally located off Thomas Drive, with Dolphin Drive boat landing and public beach access both within approximately half a mile making it easy to spend your days boating, fishing, or enjoying the beautiful Gulf waters. The second floor features a spacious open-concept living, dining, and kitchen area with tile flooring throughout, creating a great space for entertaining and everyday coastal living. French doors open to a covered balcony, giving you additional outdoor living space to enjoy the coastal breeze. A convenient half bath and storage are also located on this level. Upstairs, the third-floor features luxury vinyl plank flooring, three bedrooms and two full baths. Another covered balcony provides even more outdoor space and a great place to relax after a day at the beach. The lower level includes the garage, laundry area, and additional heated and cooled storage space, providing plenty of room for beach gear, fishing equipment, bikes, and more. With its metal roof, multiple covered balconies, garage, spacious open living area, and exceptional Thomas Drive location, this home offers the flexibility to serve as a primary residence, second home, or coastal getaway. Enjoy convenient access to everything Panama City Beach has to offer while keeping both the Gulf and boating access less than half a mile away! Buyer to verify measurements, distances, and any information deemed important.

Highlights

Listed by Christina Melvin , 850-819-5514 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

795775

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Sitting Area in Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,177
Taxes
$403

Home Price

$575,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,176.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,176.79 $402.67 $0.00 $3,579.46
Yearly $38,121.51 $4,832.04 $0.00 $42,953.55
Total $1,143,645.18 $144,961.20 $0.00 $1,288,606.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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