Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4801 Spyglass Dr , Panama City Beach, FL 32408
$3,725,000
Est. Payment: $20,580.09/mo
6 Bed
6 Bath
3448 Sqft
0.03 Acres
Status: Active | Days on site: 6
Get Pre-Qualified
HNR1 - B12542
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Direct Gulf-Front Luxury Investment! Discover an exceptional Gulf-front investment opportunity featuring direct Gulf-front positioning, a private heated pool, and a proven rental history, this luxury coastal property offers an opportunity for investors seeking a premium vacation rental as well as buyers looking for a private beachfront retreat with income-producing potential. The direct Gulf-front setting creates an unmistakable coastal experience, while the private heated pool adds another sought-after amenity for enjoying the Florida lifestyle and entertaining family and guests. Together, these features offer the appeal of a private coastal escape with the potential to attract vacationers seeking a memorable beachfront stay. PROVEN RENTAL HISTORY! ASK FOR DETAILS! For investors evaluating the luxury vacation-rental market, the property's established rental history provides a valuable starting point for assessing its performance and future potential. Whether you're expanding an existing portfolio, exploring a high-end vacation rental, or seeking a second home that may offset ownership expenses through rental income, 4801 Spyglass Drive deserves a closer look. This is an opportunity to explore a distinctive Gulf-front property where beachfront living and investment potential come together. Contact us today for additional information, rental history, and financial details! BRING AN OFFER and COME SEE THIS HOME IN PERSON!

Highlights

Listed by Jacklyn Riley , 703-969-0322 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.03

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

796128

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:6
Appliances:Washer/Dryer Stacked, Electric Oven, Ice Maker, Wine Cooler
Air Cond:Attic Fan,Central Air
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Smart Home, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:26.0 ft x 60.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck
Principal Interest
$20,580
Taxes
$2,376

Home Price

$3,725,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$745,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$20,580.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $20,580.09 $2,375.89 $0.00 $22,955.98
Yearly $246,961.06 $28,510.70 $0.00 $275,471.76
Total $7,408,831.84 $855,321.00 $0.00 $8,264,152.84

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS