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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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318 El Prado Pl , Panama City Beach, FL 32413
$1,199,000
Est. Payment: $6,624.30/mo
4 Bed
3 Bath
2337 Sqft
0.08 Acres
Status: Active | Days on site: 3
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LMRE - B11750
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Harrison Lilly Team
Owner/Operator

House Description

**REINTRODUCED AT $1,199,000 -- GOLF CART INCLUDED.** A fresh opportunity on the west end of Panama City Beach, 318 El Prado offers the ease of newer construction, a private pool, beautifully furnished interiors and a golf cart included with the sale, all just minutes from the Gulf. Built in 2022, this 4-bedroom, 3-bath home offers 2,337 square feet designed for effortless coastal living. Bright, open gathering spaces flow easily from indoors to the private outdoor retreat, where a sparkling pool creates the perfect setting for slow mornings, afternoons in the sun and evenings spent outside after a day at the beach. Inside, the home is offered furnished, making the transition exceptionally easy for a buyer looking for a primary residence, second home or short-term rental opportunity. The thoughtful floor plan provides plenty of room for family and guests while maintaining the comfortable, relaxed feel that makes a beach home somewhere you actually want to spend time. And with the **golf cart included**, getting out to enjoy the neighborhood and surrounding beach lifestyle couldn't be easier. The west end location offers convenient access to the sugar-white sand and emerald waters of the Gulf while keeping you close to the dining, shopping and experiences of Panama City Beach and nearby 30A. At **$1,199,000**, 318 El Prado represents a compelling opportunity for buyers seeking a newer, furnished pool home near the beach without the wait or uncertainty of building. **Private pool. Furnished. Golf cart included. Built in 2022. Minutes from the Gulf.** The seller is motivated and ready to make a move. Schedule your private showing and experience 318 El Prado for yourself. (Some photos have been enhanced with SI.)

Highlights

Listed by Angela L Cummins , 850-255-5908 Linda Miller Real Estate , 850-231-0377. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.08

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

795843

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary

Exterior Features

Lot Dimensions:60.0 ft x 65.0 ft
Zoning:Resid Single Family
Roof:Asphalt
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$6,624
Taxes
$1,009

Home Price

$1,199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,624.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,624.30 $1,008.80 $0.00 $7,633.10
Yearly $79,491.63 $12,105.60 $0.00 $91,597.23
Total $2,384,748.83 $363,168.00 $0.00 $2,747,916.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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