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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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21908 Belgrade Ave , Panama City Beach, FL 32413
$1,575,000
Est. Payment: $8,701.65/mo
3 Bed
3 Bath
1993 Sqft
0.09 Acres
Status: Active | Days on site: 39
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Harrison Lilly Team
Owner/Operator

House Description

SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11x11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.

Highlights

Listed by Richard Gheesling , 850-624-1176 AMERICAN REALTY of Bay Co, Inc , 850-258-8440. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.09

Year Built

2001

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

793795

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Concrete
Other:
  • ▪ Additional:Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s), Storage

Exterior Features

Lot Dimensions:34.0 ft x 125.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck, Outdoor Shower
Principal Interest
$8,702
Taxes
$410

Home Price

$1,575,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$315,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,701.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,701.65 $410.41 $0.00 $9,112.06
Yearly $104,419.78 $4,924.92 $0.00 $109,344.70
Total $3,132,593.33 $147,747.60 $0.00 $3,280,340.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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