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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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213 Sands St , Panama City Beach, FL 32413
$1,340,000
Est. Payment: $6,796.23/mo
4 Bed
4 Bath
2105 Sqft
Status: active | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Designed for effortless coastal living & outdoor enjoyment, this exceptional custom beach home offers a private retreat just moments from the sugar-white sands of Laguna Beach, close enough that a golf cart is simply unnecessary as a 5-minute walk will have your toes in the sand. Thoughtfully crafted & built to high standards, the home blends durability, comfort, and a relaxed beach lifestyle ideal for both personal use & investment potential. The outdoor living space is a true highlight, featuring a private pool with spillover spa, outdoor shower, Fun Kick pool table, sandbox, cornhole, 4Score, and generous space for entertaining & recreation. A paver driveway provides ample parking, while the fenced backyard creates a secluded setting designed for year-round enjoyment. Inside, the home offers 4 well-appointed bedrooms, including a primary suite on both levels, and 3.5 bathrooms, providing privacy & flexibility for guests. Shaded porches on both levels extend the living space outdoors, offering quiet retreats for relaxation. The interior is designed with entertaining in mind, anchored by a spacious kitchen featuring 42-inch cabinetry, quartz countertops, a gas slide-in range & cooktop, a center island with breakfast bar, and a walk-in pantry. Two sets of 8ft French doors create a seamless indoor-outdoor flow, while a metal roof, high-impact windows, tankless water heater, and dedicated laundry room add to the home's quality construction & long-term value. Perfectly positioned near Pier Park's shopping & dining, and offering an abundance of on-site amenities, this inviting beach retreat delivers a fun, family-friendly lifestyle with strong appeal as a primary residence, vacation home, or income-producing property.

Highlights

Listed by Abbott Martin Group , 850-460-2900 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

786382

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:42 x 160
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$6,796
Taxes
$1,016
HOA
$0

Home Price

$1,340,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$268,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,796.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,796.23 $1,015.53 $0.00 $7,811.75
Yearly $81,554.73 $12,186.30 $0.00 $93,741.03
Total $2,446,641.78 $365,589.00 $0.00 $2,812,230.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T09:45:57.000Z

© 2026 Bay County Association of REALTORS