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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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208 14th St , Panama City Beach, FL 32413
$1,650,000
Est. Payment: $9,116.01/mo
5 Bed
4 Bath
3127 Sqft
0.13 Acres
Status: Active | Days on site: 1
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BARV - B12598
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your own piece of paradise in Panama City Beach! Built in 2023 with wood and steel construction, the joist and columns are steel and withstand 100 MPH winds, more than a standard house. This beautifully appointed 5 bedrooms, 4 bath home offers 3,127 square feet of thoughtfully designed living space and is ideally located just one block from the Gulf in enviable Laguna Beach on the west end of PCB and a 10 minute drive to 30A and all of its amenities. Approximately a 5 minute walk to the beach, with NO HOA, this property offers the flexibility and income potential savvy investors and second home buyers are seeking. Designed for both entertaining and effortless beach living, the home features a private gas heated pool surrounded by a spacious paver pool deck and hookup for a gas grill or summer kitchen, a game room for family and guests, and a cozy fireplace that adds ambiance after a day at the beach. A large paver stone driveway provides attractive curb appeal and ample parking. Currently operating as successful short-term vacation rental, the property generated an impressive $172,55.33 in actual rental income, offering buyers the opportunity to acquire a newer coastal home with a proven rental history. Whether you're looking for a high-performing investment, a second home, or the ultimate family beach retreat, this exceptional property delivers the perfect combination of location, luxury, flexibility, and income potential. Just steps from the sugar-white sands and emerald waters of Panama City Beach, this is Gulf Coast living at its finest.

Highlights

Listed by Jason A Green , 850-428-3002 Watersound Real Estate , 850-231-6531. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

796153

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Electric Cooktop, Electric Water Heater, Ice Maker, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50.0 ft x 120.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Garage,Garage Door Opener
Principal Interest
$9,116
Taxes
$1,014

Home Price

$1,650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$330,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,116.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,116.01 $1,013.91 $0.00 $10,129.92
Yearly $109,392.15 $12,166.90 $0.00 $121,559.05
Total $3,281,764.44 $365,007.00 $0.00 $3,646,771.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS