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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17878 Front Beach Road A2 , Panama City Beach, FL 32413
$675,000
Est. Payment: $3,423.47/mo
3 Bed
3 Bath
1908 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step across the street and onto the sand! This fully furnished 3-bedroom, 3-bathroom coastal townhome delivers the beach lifestyle paired with exceptional flexibility. Never used as a rental, this townhome offers great investment potential. 1st Floor Flex Suite: A private, studio-style guest quarters featuring a full bath, kitchenette (refrigerator/microwave), and back patio access. Ideal for guests, in-laws, or lockout rental potential. 2nd Floor Living & Dining: Open-concept main level with a kitchen, dining and living areas, guest bedroom, full bath, laundry room, and a private balcony. 3rd Floor Primary Haven: Dedicated entirely to the primary suite, complete with a versatile loft space, high ceilings, and a private balcony capturing stunning Gulf views and west-end sunsets. Parking & Amenities: Rare covered two-car parking plus rear complex guest parking. Community amenities include a pool and hot tub. Situated in a prime location just minutes away from Pier Park, the Thomas Donut & Snack Shop, Carousel Supermarket and much more.

Highlights

Listed by Shaunnah Whitely , 850-381-1663 and Deborah Rush , 850-527-2980 Realty One Group Emerald Coast , 850-238-8338. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

425 Monthly

Year Built

1996

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

794100

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$3,423
Taxes
$398
HOA
$425

Home Price

$675,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,423.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,423.47 $397.76 $425.00 $4,246.23
Yearly $41,081.67 $4,773.08 $5,100.00 $50,954.75
Total $1,232,450.15 $143,192.40 $153,000.00 $1,528,642.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS