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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17647 Front Beach Rd , Panama City Beach, FL 32413
$2,995,000
Est. Payment: $16,546.94/mo
5 Bed
6 Bath
2636 Sqft
0.21 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Exceptional turn-key opportunity to own a 5-bedroom Gulf-front home on the highly desirable west end of Panama City Beach. Nestled in the serene setting of Laguna Beach, this home offers peaceful coastal living while keeping you close to the action. Rosemary Beach & 30Avenue are just ~7 miles west and Pier Park & Frank Brown Park are only 2.4 miles east. Set on nearly a quarter acre with 53 feet of Gulf frontage, the property features a private boardwalk to the beach, a heated pool deck & upscale finishes throughout. This is one of four homes owned by the same seller, offering additional options or the opportunity for a multi-home purchase to enhance rentability. The open floor plan, soaring ceilings, & expansive outdoor spaces create an airy, inviting environment perfect for entertaining! Expansive glass windows and sliding doors fill the home with natural light while seamlessly connecting indoor and outdoor living, framing sweeping panoramic views of the Gulf and creating a stunning backdrop for nearly every room. The gourmet kitchen is flooded with natural light and overlooks the Gulf, featuring stainless steel appliances, a gas range, subway tile backsplash, Quartz countertops, elegant pendant lighting over the breakfast bar, ample cabinetry, and a pantry for storage. The adjoining dining area is anchored by a beautiful hardwood table, set against stunning Gulf views, adding effortless elegance to every meal. Porcelain flooring flows throughout the home, complementing the Quartz countertops in the kitchen and bathrooms. Each bedroom offers a private ensuite bathroom, a rare feature, with floor-to-ceiling tiled showers, glass surrounds, and Quartz vanities. The main level includes a king bedroom with ensuite and a convenient half bath. Upstairs, enjoy two Gulf-front primary suites each with a private balcony, a queen guest bedroom, and a bunk room with a full and twin double bunks. The larger Gulf-front primary suite includes a walk-in closet, a soaking tub with Gulf views, double Quartz vanity, and an exceptional walk-in shower with tile and glass surround. Outdoor living is exceptional with a Gulf-front pool deck, large balconies, covered patio with loungers, dining table, and an outdoor grill--all perfect for al fresco dining and coastal relaxation. Built in 2022, this home exudes classic coastal character with a Hardie board exterior and metal roof. Nearby, enjoy dining options like the new McGuire's Irish Pub, Thomas' Donuts & Snack Shop, and Back Beach Barbecue, plus endless choices at Pier Park--Panama City Beach's premier shopping, dining, and entertainment complex. Russell Fields Pier sits just 1,500 feet into the Gulf, perfect for walking, fishing, or securing daily licenses. Additional recreation options include Topgolf, a Ferris wheel, AMC Theatre, arcade, and over 200 acres at Frank Brown Park, only two miles away. With dolphins playing in the Gulf, breathtaking sunsets, and unparalleled coastal amenities, this home is a cherished locals' favorite and a truly exceptional retreat.

Highlights

Listed by Abbott Martin Group , 850-460-2900 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

Year Built

2022

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

795367

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Gas Oven, Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:53 x 177
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$16,547
Taxes
$2,087

Home Price

$2,995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$599,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,546.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,546.94 $2,087.28 $0.00 $18,634.22
Yearly $198,563.32 $25,047.36 $0.00 $223,610.68
Total $5,956,899.70 $751,420.80 $0.00 $6,708,320.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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