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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3897 Ranch Rd , Pace, FL 32571
$405,000
Est. Payment: $2,237.57/mo
4 Bed
3 Bath
2309 Sqft
0.14 Acres
Status: Active | Days on site: 68
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Harrison Lilly Team
Owner/Operator

House Description

Built in 2023 and loaded with desirable features, this exceptional 2,309 sq. ft. home contains 4-beds, 3-baths and offers the perfect combination of style, functionality, and outdoor versatility—all with no HOA! Situated on one of the largest corner lots in the neighborhood, this well maintained home provides flexibility inside and out. The spacious living area flows seamlessly into the kitchen and dining space, creating a welcoming gathering place for family and friends. The thoughtfully designed layout offers 4 generously sized bedrooms, including a private primary suite with a spacious en-suite bath & large closet on the main floor. The oversized, fully fenced backyard offers privacy, room to play, and endless possibilities for outdoor enjoyment. A covered patio creates the perfect setting for morning coffee, weekend barbecues, or relaxing evenings. The side yard also offers a rear access gate leading to a dedicated concrete parking pad—ideal for securely storing a boat, RV, trailer, or other recreational vehicles right on your own property. Located in the highly desirable Pace community, this home offers convenient access to top-rated Santa Rosa County schools, shopping, dining, medical facilities, and an easy commute to Pensacola, Whiting Field, and the beautiful Gulf Coast beaches. Built just two years ago, you'll enjoy the benefits of modern construction, energy-efficient features, and contemporary finishes without the wait of new construction. If you've been searching for a move-in-ready home with generous living space, a premium oversized lot, no HOA, and room for all your outdoor toys, this home checks every box. This rare opportunity combines the comfort of a newer home with the freedom, privacy, and functionality that are increasingly hard to find. Schedule your private showing today and experience everything this outstanding Pace property has to offer.

Highlights

Listed by Sean Kramer , 850-530-0705 Levin Rinke Realty , 850-916-5050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

Annually

Year Built

2023

County

Santa Rosa

Neighborhood

Parkwood Commons

Listing ID

686786

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
Air Cond:Heat Pump,Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile,Carpet,Simulated Wood
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Central Access,Corner Lot,Interior Lot
Garage Capacity:2
Zoning:County
Roof:Shingle,Gable,Hip
Others:
  • ▪ Additional:Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$2,238
Taxes
$258
HOA
$0

Home Price

$405,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,237.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,237.57 $258.19 $0.00 $2,495.75
Yearly $26,850.80 $3,098.25 $0.00 $29,949.05
Total $805,524.00 $92,947.50 $0.00 $898,471.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.