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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5574 Mill Race Cir , Pace, FL 32571
$319,900
Est. Payment: $1,767.40/mo
4 Bed
2 Bath
1901 Sqft
0.3 Acres
Status: Contingent | Days on site: 96
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Harrison Lilly Team
Owner/Operator

House Description

Have you been waiting for your chance to live in Pace Mill Creek? This is it! Welcome to one of the most affordable homes in this established, sought-after neighborhood, situated on a spacious .30-acre lot and just minutes from top-rated schools. Drive through the beautiful tree-lined private entrance, with sidewalks and discover this 4-bedroom, 2-bath home featuring an inviting open-concept layout, LVP flooring, and a spacious kitchen with granite countertops, stainless steel appliances, pantry, undermount sink, and large island overlooking the living area. The primary suite offers a tray ceiling, huge walk-in closet, garden tub, and separate shower. Outside, the .30-acre lot gives you room to enjoy the backyard, along with a 12x12 covered porch, gutters, and storage shed. Pace Mill Creek is more than a neighborhood—it’s a community! Residents enjoy monthly food trucks, Halloween festivities, Christmas caroling, a lighted bike parade, neighborhood traditions, and even a visit from Santa! Your chance to own a home in Pace Mill Creek at one of the neighborhood’s most affordable prices is here. Come see the home, experience the neighborhood, and make it yours!

Highlights

Listed by Angela Lefebvre-Nallick , Coldwell Banker Realty , 850-736-8050. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

500 Annually

Year Built

2017

County

Santa Rosa

Neighborhood

Pace Mill Creek

Listing ID

685399

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater, Built In Microwave, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:Tile,Carpet
Other:
  • ▪ Additional:High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Interior Lot
Garage Capacity:2
Zoning:Deed Restrictions,Res Single
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Front Entrance,Garage Door Opener
Principal Interest
$1,767
Taxes
$204
HOA
$500

Home Price

$319,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$63,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,767.40 $203.94 $500.00 $2,471.34
Yearly $21,208.82 $2,447.24 $6,000.00 $29,656.05
Total $636,264.51 $73,417.05 $180,000.00 $889,681.56

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T07:04:08.000Z

© 2026 Pensacola Association of REALTORS®, Inc.