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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4840 W Spencer Field Rd , Pace, FL 32571
$290,000
Est. Payment: $1,602.21/mo
5 Bed
2 Bath
1980 Sqft
0.72 Acres
Status: Active | Days on site: 111
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Harrison Lilly Team
Owner/Operator

House Description

0.724 of an ACRE! just under 1 ACRE -2026 FULL RENOVATION • TWO PARCELS • HUGE LOT • NO HOA • TURNKEY ALL-BRICK HOME! Completely renovated from top to bottom in 2026, this all-brick 3 Bedrooms with closets, 2 HUGE bonus rooms with windows, and 2-bath home offers incredible space, modern updates, and rare lot flexibility. Situated on two parcels totaling just under three-fourths of an acre, this property gives you room to spread out with no HOA restrictions. Inside, the home features 3 bedrooms, 2 full bathrooms, plus two very large bonus rooms, creating a flexible 5-room layout perfect for a home office, guest space, playroom, media room, gym, hobby room, or additional living area. With no carpet, Luxury vinyl flooring throughout, and a full interior renovation, this home is truly move-in ready. The 2026 renovation includes new drywall, new insulation, new cabinets, new granite countertops, new fixtures, new faucets, updated finishes, and a brand-new 2026 roof. Every detail has been refreshed to create a clean, modern, turnkey home while still keeping the charm and durability of classic all-brick construction. The location is just as convenient as the home itself. You are less than 5 minutes from everyday shopping, including Starbucks, Target, Walmart, Publix, Winn-Dixie, restaurants, and other daily conveniences. Commuters will appreciate being approximately 35 minutes to Corry Station, 45 minutes to NAS Pensacola, and 22 minutes to Pensacola International Airport. With two parcels, a large lot, no HOA, major 2026 updates, and flexible bonus space, this property offers a rare combination of space, location, and value. If you are looking for a beautifully renovated, turnkey home with room to grow, this one is a must-see!

Highlights

Listed by Amy Calderon , 808-372-5986 Expansion Realty , 850-605-8326. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.72

Year Built

1959

County

Santa Rosa

Neighborhood

None

Listing ID

684614

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Simulated Wood
Other:
  • ▪ Additional:Master on Main
Water:Public

Exterior Features

Lot:Corner Lot
Zoning:Mixed Residential Subdiv
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,602
Taxes
$185

Home Price

$290,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,602.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,602.21 $184.88 $0.00 $1,787.08
Yearly $19,226.50 $2,218.50 $0.00 $21,445.00
Total $576,794.96 $66,555.00 $0.00 $643,349.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:45:26.000Z

© 2026 Pensacola Association of REALTORS®, Inc.