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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3920 Ranch Rd , Pace, FL 32571
$274,900
Est. Payment: $1,518.78/mo
3 Bed
1.5 Bath
1473 Sqft
1 Acres
Status: Contingent | Days on site: 38
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Harrison Lilly Team
Owner/Operator

House Description

Welcome HOME to 3920 Ranch Road! This beautifully renovated 3-bedroom, 1.5-bath brick ranch home is situated on a rare one-acre lot in the heart of Pace! The property is zoned Rural Residential Agriculture, which may provide the opportunity to pursue an agricultural property-tax classification or exemption, subject to applicable use requirements and approval by the county property appraiser. This home offers the perfect combination of major system upgrades, refreshed living spaces, and plenty of room to spread out, all while keeping you close to Pace’s schools, shopping, dining, and everyday conveniences. Recent improvements include a brand-new septic system, new roof, new water heater, and an HVAC system that is only five years old. Exterior has been completely pressure washed and revitalized with fresh paint and shutters. Inside, you’ll find new flooring throughout the majority of the home, freshly painted kitchen cabinets, and the opportunity for the buyer to select their own appliances, adding a personalized finishing touch to the kitchen. In addition to the three bedrooms, the home includes a versatile bonus room that could potentially be converted into a spacious primary suite, home gym, office, playroom, or whatever best suits your needs. The spacious two-car garage has been insulated, sheetrocked, and features a convenient rear entrance, making it ideal for parking, storage, hobbies, or a workshop. With covered front and back porches, you’ll have comfortable outdoor spaces to enjoy the peaceful surroundings year-round. The expansive driveway provides abundant parking for family, guests, boats, trailers, or recreational vehicles. The flat, usable one-acre lot is what truly sets this property apart. There’s plenty of space for a pool, garden, detached workshop, outdoor entertaining area, or simply room to relax and enjoy. Finding a renovated home on a full acre in the heart of Pace is a rare opportunity, contact us today to schedule your private showing!

Highlights

Listed by Mitch Adcox , Old Oak Realty LLC , 850-512-9061. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
1

Year Built

1967

County

Santa Rosa

Neighborhood

None

Listing ID

688265

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), High Speed Internet, Recessed Lighting, Bonus Room, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:2
Zoning:Agricultural,Res Single
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Septic Tank
Parking Features:2 Car Garage,Rear Entrance
Principal Interest
$1,519
Taxes
$175

Home Price

$274,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$54,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,518.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,518.78 $175.25 $0.00 $1,694.03
Yearly $18,225.39 $2,102.99 $0.00 $20,328.38
Total $546,761.85 $63,089.55 $0.00 $609,851.40

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T01:46:49.000Z

© 2026 Pensacola Association of REALTORS®, Inc.