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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3684 Cotton Gin Ln , Pace, FL 32571
$1,299,000
Est. Payment: $7,176.79/mo
5 Bed
5 Bath
5058 Sqft
4 Acres
Status: Active | Days on site: 35
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to one of Pace’s most impressive luxury homes! Offering more than 5,000 square feet of elegant living space, this exceptional property delivers privacy, comfort, and an ideal location within a gated community.-truly checking every box on your list! From the moment you arrive, the mature trees, thoughtfully designed landscaping, and meticulously maintained grounds set the tone for the remarkable quality and craftsmanship found throughout. The spacious kitchen features an induction cooktop and flows beautifully into the breakfast nook, formal dining room, and living room—creating the perfect setting for everyday living and entertaining. Every room offers the space and comfort your family wants and needs. One of my favorite features is the kids’ separate living area, with each bedroom connecting directly to the space and plenty of room to play, relax, and make memories. The primary bathroom is a true private retreat, complete with an oversized walk-in shower, a spacious soaking tub, and a fireplace that adds warmth and ambiance. Outside, your own backyard oasis awaits! Enjoy a saltwater pool with its own sandy beach, an outdoor shower, and a large covered porch overlooking it all. With an outdoor kitchen and fireplace, this space was designed for entertaining and year-round enjoyment. The home also includes a climate-controlled storage room spacious enough to wheel your holiday decorations right inside! There simply isn’t enough room in this comment section to list every incredible upgrade. Schedule your private showing and come experience everything this beautiful luxury home has to offer!

Highlights

Listed by Jessica Wallace , 850-380-9519 Patriot Realty , 850-777-6314. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
4

HOA Fee

1800 Annually

Year Built

2016

County

Santa Rosa

Neighborhood

Nobles Plantation

Listing ID

688393

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:2
Appliances:Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Two or More
Floor:Hardwood,Tile,Carpet
Other:
  • ▪ Additional:Ceiling Fan(s), Crown Molding, Bonus Room, Game Room, Gym/Workout Room, Office/Study, Master on Main

Exterior Features

Garage Capacity:3
Zoning:Res Single
Roof:Shingle
Others:
  • ▪ Additional:Outdoor Kitchen, Sprinkler, Resale
Sewer:Septic Tank
Parking Features:3 Car Garage,Detached
Principal Interest
$7,177
Taxes
$828
HOA
$1,800

Home Price

$1,299,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$259,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,176.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,176.79 $828.11 $1,800.00 $9,804.90
Yearly $86,121.45 $9,937.35 $21,600.00 $117,658.80
Total $2,583,643.64 $298,120.50 $648,000.00 $3,529,764.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:18:54.000Z

© 2026 Pensacola Association of REALTORS®, Inc.