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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2805 Gemstone Cir , Pace, FL 32571
$530,000
Est. Payment: $2,928.17/mo
4 Bed
2.5 Bath
2306 Sqft
0.5 Acres
Status: Active | Days on site: 37
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 2805 Gemstone Cir, located in the desirable Ashley Plantation subdivision in Pace! This move-in-ready home combines an open floor plan, spacious living areas, and thoughtful features inside and out. The inviting living area showcases beautiful wood flooring, an impressive tray ceiling with recessed lighting, and a fireplace that creates a warm focal point. The open kitchen features abundant cabinetry, granite countertops, stainless steel appliances, and a large center island offering additional storage, workspace, and seating, with an adjoining dining area nearby. The spacious primary suite features a tray ceiling and a well-appointed bath with dual vanities, granite countertops, soaking tub, separate tiled shower, and generous closet space. Additional bedrooms offer flexibility for guests, a home office, or hobbies. Additional features include two water heaters, a 50-amp RV hookup, and a reinforced wide-access gate designed to accommodate a boat, trailer, or camper. The large, level lot provides plenty of usable outdoor space. From the welcoming front porch, where you can relax and enjoy beautiful sunset views, to the versatile outdoor setup, this home offers both everyday comfort and functionality. Ashley Plantation residents enjoy neighborhood sidewalks, a clubhouse, and playground, along with convenient access to Pace shopping, dining, and schools, including Wallace Lake K-8 and Pace High School. This well-maintained home is ready for its new owner—schedule your showing today and make this your NextHome!

Highlights

Listed by Debbie Horne , 850-777-1120 Nexthome Momentum Realty , 850-500-6398. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

600 Annually

Year Built

2018

County

Santa Rosa

Neighborhood

Ashley Plantation

Listing ID

688302

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Disposal
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Hardwood,Tile,Carpet
Other:
  • ▪ Additional:Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet, Master on Main
Water:Public

Exterior Features

Lot:Central Access
Garage Capacity:2
Zoning:Deed Restrictions,Res Single
Roof:Shingle
Others:
  • ▪ Additional:Resale
Sewer:Public Sewer
Parking Features:2 Car Garage,Side Entrance,Garage Door Opener
Principal Interest
$2,928
Taxes
$338
HOA
$600

Home Price

$530,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$106,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,928.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,928.17 $337.88 $600.00 $3,866.05
Yearly $35,138.08 $4,054.50 $7,200.00 $46,392.58
Total $1,054,142.52 $121,635.00 $216,000.00 $1,391,777.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Pace, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-08T03:16:51.000Z

© 2026 Pensacola Association of REALTORS®, Inc.