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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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236 Windward Way , Niceville, FL 32578
$699,900
Est. Payment: $3,549.76/mo
4 Bed
3 Bath
3012 Sqft
Status: active | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

See the Virtual Tour! Absolutely stunning waterfront home in the highly desirable gated Windward community of Bluewater Bay! Situated on a premium lot with 100 feet of Lido Lake frontage, this beautiful 4-sided brick home offers breathtaking water views from a spacious open floorplan highlighted by a dramatic wall of windows. Designed for both everyday living and entertaining, the home features a spectacular sunroom complete with a wet bar, wine fridge, ice maker, and additional TV area for game days. Step outside to the expansive deck overlooking the lake and enjoy Florida living at its finest. This single-story, wheelchair-accessible home offers 4 bedrooms PLUS office, 3 full baths, an oversized 2-car garage, and gorgeous hardwood and tile flooring throughout--no carpet anywhere. Recent updates include a NEW ROOF, hurricane-impact windows, and newer kitchen appliances. Natural gas services the range, water heater, and outdoor grill connection. Enjoy an unbeatable location just minutes from the Mid-Bay Bridge, providing quick access to Destin Commons, shopping, dining, and beaches while avoiding Highway 98 traffic. Windward residents enjoy exceptional amenities including a gated entrance, tennis club, four swimming pools, pickleball courts, marina with waterfront restaurant and bar, golf course, and convenient boat and RV storage. A rare opportunity to own a move-in-ready waterfront home in one of Niceville's most sought-after communities!

Highlights

Listed by Kristi G Hill , 850-459-7187 Kristi Hill Real Estate , 850-459-7187. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.32

Year Built

1992

County

Okaloosa

Area

13 - Niceville

Neighborhood

Windward Ph 3

Listing ID

1005383

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Wine Refrigerator, Water Heater - Gas
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Newly Painted, Pantry, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Lake
Lot Dimensions:100x150x143x92x19
Zoning:Resid Single Family
Others:
  • Additional:Hurricane Shutters, Shower, Sprinkler System, Deck Open
Sewer:Public Sewer
Parking Features:Garage,Oversized
Principal Interest
$3,550
Taxes
$315

Home Price

$699,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,549.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,549.76 $315.00 $0.00 $3,864.76
Yearly $42,597.13 $3,780.03 $0.00 $46,377.16
Total $1,277,913.87 $113,400.90 $0.00 $1,391,314.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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