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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4404 Colleen Cove , Niceville, FL 32578
$965,000
Est. Payment: $4,893.79/mo
3 Bed
4 Bath
3096 Sqft
Status: active | Days on site: 47
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Award-winning luxury awaits in the prestigious waterfront community of Water's Edge! Formerly the 2018 Parade of Homes First Place Winner and the original model home, this exceptional Randy Wise-built residence offers 3,096 square feet of thoughtfully designed living space with 3 bedrooms, 3.5 baths, a private study, and a spacious upstairs bonus room with a full bath--ideal for guests, a media room, home office, or flex space. Designer details include exposed wood beams, brick and wood accent walls, custom barn doors, elegant lighting, and an open-concept layout filled with natural light. The chef's kitchen features quartz countertops, custom cabinetry, premium appliances, and an oversized island perfect for entertaining. The luxurious primary suite offers a spa-inspired bath, while smart home technology and a Generac whole-home generator provide modern convenience and year-round peace of mind. Enjoy the beautifully landscaped outdoor living space or take advantage of Water's Edge amenities, including private Rocky Bayou access, a community dock, kayak launch, and waterfront gathering areas. Conveniently located near Eglin AFB, shopping, dining, top-rated schools, and the Emerald Coast's white-sand beaches, this one-of-a-kind home offers the perfect blend of luxury, lifestyle, and coastal living.

Highlights

Listed by Maricela R Raap , 845-492-6122 Richardson Realty International Inc , 850-830-3912. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

Year Built

2017

County

Okaloosa

Area

13 - Niceville

Neighborhood

Water's Edge

Listing ID

1006640

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas, Water Heater - Tnkls
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Covenants,Survey Available,Within 1/2 Mile to Water
Lot Dimensions:irregular
Zoning:Resid Single Family
Others:
  • Additional:Lawn Pump, Shower, Sprinkler System, Porch Screened
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 11:00 am - 2:00 pm Aug 22
Sunday 11:00 am - 2:00 pm Aug 23
Principal Interest
$4,894
Taxes
$616
HOA
$0

Home Price

$965,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$193,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,893.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,893.79 $615.53 $0.00 $5,509.32
Yearly $58,725.48 $7,386.34 $0.00 $66,111.82
Total $1,761,764.25 $221,590.20 $0.00 $1,983,354.45

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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