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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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204 Regatta Dr , Niceville, FL 32578
$689,000
Est. Payment: $3,806.63/mo
3 Bed
3 Bath
2004 Sqft
0.11 Acres
Status: Active | Days on site: 39
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EBYS - E3152,TEKW41
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Harrison Lilly Team
Owner/Operator

House Description

PRICE Improvement! 3 bed 3 bath with one on main level. Also, HVAC 3 years old, WH 3 years old and 50 year barrel tile roof in 2009! Your coastal oasis awaits. Featuring a private boat dock and instant access to the water, this exceptional property is a true standout. Residents enjoy premium community perks like a pool, tennis courts, and a covered picnic area. Your private backyard serves as a peaceful sanctuary, framed by majestic shade trees and soothing water views where you can fish at your leisure. The thoughtful floor plan includes a main-level bedroom, while the upper-level master suite opens up to a private balcony tailored for enjoying the evening bay breeze. The updated master bath features TWO vanities and TWO commodes separated by a large walk in shower. In addition to the master suite being upstairs, there is another bedroom AND a bonus room that would be the perfect gym, office or additional bedroom space! Units in Water Oaks with a downstairs bedroom are rare so don't miss this opportunity to make this yours! Square footage figures are approximate and taken from tax records.

Highlights

Listed by Christopher E Schwantz , 850-368-4280 and Team Busovne , 850-598-9497 Bayside Realty NWF , 850-259-7771. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.11

HOA Fee

Year Built

1984

County

Okaloosa

Area

13 - Niceville

Neighborhood

Water Oaks 2 T/H

Listing ID

1008192

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Central Vacuum, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Cleared,Covenants,Cul-De-Sac,Dead End,Interior,Irregular,Level,Sidewalk,Bayou
Lot Dimensions:18X236X18X239
Zoning:City, Deed Restrictions, Resid Single Family
Others:
  • ▪ Additional:Balcony, Dock, Patio Open
Sewer:Public Sewer
Principal Interest
$3,807
Taxes
$337
HOA
$0

Home Price

$689,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$137,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,806.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,806.63 $337.27 $0.00 $4,143.90
Yearly $45,679.51 $4,047.24 $0.00 $49,726.75
Total $1,370,385.27 $121,417.20 $0.00 $1,491,802.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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