Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

121 Big Oaks Ln , Niceville, FL 32578
$395,000
Est. Payment: $2,182.32/mo
4 Bed
3 Bath
1950 Sqft
Status: Pending | Days on site: 6
Get Pre-Qualified
EWOR - E72706,E25775
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Seller is offering up to $5,000 Buyer Incentive you can use any way you choose--rate buy down, closing costs, prepaid items, or other fees with acceptable offer. Huge 4BR/2.5 BA home with 2 car garage. It has new carpet and is extremely energy efficient with high impact windows and doors and extra foam insulation in the attic space. Buyers you may also qualify for up to 5% of down payment assistance - up to $19,500 with the Home Town Heroes Program. Enjoy the perfect blend of comfort, convenience, and low-maintenance living in this beautifully maintained 4BR / 2.5BA home overlooking peaceful Turkey Creek. With nearly 1,950 sq ft, 9 ft ceilings, and an open, neutral design, this home feels spacious, bright, and welcoming from the moment you step inside. Featuring: 4 Bedrooms / 2.5 Bathrooms. End-unit with private deck overlooking Turkey Creek Park. Two-car garage with EV charging outlet. Wood & tile flooring downstairs; brand-new carpet upstairs. Granite breakfast bar. Open layout with neutral colors. Well-kept & clean. With low HOA fees of just $170/month, you can enjoy an active lifestyle without yard work waiting for you at home. HOA covers landscaping and all exterior solid-surface maintenance--including roofs, stucco, and siding. This amenity typically costs an additional $1500-$1700 per year at other HOA's. Quick commute to Eglin AFB, Duke Field, and even Hurlburt Field. Located in Niceville HS, Ruckel MS school districts. You will love living he

Highlights

Listed by Diane E Cheng , 404-713-0071 World Impact Real Estate , 850-225-7000. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

2012

County

Okaloosa

Area

13 - Niceville

Neighborhood

Walton Oaks

Listing ID

1010660

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Pantry, Washer/Dryer Hookup, Woodwork Painted

Exterior Features

Lot:Level,Within 1/2 Mile to Water
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck Open, Fenced Chain Link, Fenced Lot-Part
Parking Features:Garage
Principal Interest
$2,182
Taxes
$252

Home Price

$395,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,182.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,182.32 $251.81 $0.00 $2,434.13
Yearly $26,187.82 $3,021.75 $0.00 $29,209.57
Total $785,634.52 $90,652.50 $0.00 $876,287.02

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T15:01:32.000Z

© 2026 Emerald Coast Multiple Listing Services