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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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305 Howard St , Niceville, FL 32578
$499,900
Est. Payment: $2,761.88/mo
4 Bed
2 Bath
2040 Sqft
Status: Active | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful 4-bedroom, 2-bath all-brick home situated at the east end of Niceville. The seller pays 10,000 towards the buyer's closing cost, doc stamps on the deed, & all title insurance and title fees. You'll absolutely love this open floor plan featuring 9ft. ceilings throughout and 10ft where reverse trey ceilings are located. This home boasts many custom amenities throughout. The kitchen is divine, featuring white custom cabinets, soft close drawers, farm sink, pantry, undermount lighting under cabinets and quartz countertops throughout. The island bar has an 18-inch over-hang, a reverse trey ceiling in the family room with changeable lighting for seasonal events. Enjoy the convenience of a floor outlet in the family room, perfect for lamps or phone chargers without obstructing walkways. Love entertaining? The kitchen and family room open up to a screened porch to relax with an extra paver pad for grilling and an extra patio set. The master bedroom has a reverse trey ceiling with recess lighting and opens to a custom master bath. Everything about the primary bath is inviting! Unwind in the single standing 6ft deep soaker tub or take a hot shower which boast custom tile with a rainhead, 2nd sprayer in front, a bench for sitting with a 3rd hand-held sprayer next to the bench and finished out with seamless glass. Enjoy the custom built full-length built in mirror, LED backlighting behind the mirrors above the double vanities and a beautifully designed custom closet. The laundry room has a custom folding table with quartz countertop, and shelving. When you want to relax, and rewind, the back yard is the place. You'll enjoy a screened in porch with ceiling fan, fully sodded yard, full gutters, sprinkler system that works off a separate well and a 8 ft. privacy fence. This home has everything and new construction all around. For energy efficiency, the builder has installed upgraded spray foam in the roof and high impact windows. You will also enjoy the storage above the garage. This builder takes great pride in his homes and it shows! Your minutes away from the restaurants, a large park with boat launch and Eglin Air Force Base, Special Forces, Emerald Coast beaches, shopping, and hospitals. The home will be completed October 10, 2026.

Highlights

Listed by Angela E Gainer , 850-259-2085 LPT Realty LLC , 877-366-2213. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2026

County

Okaloosa

Area

20 - Freeport

Neighborhood

Villa Tasso Town Of

Listing ID

1012127

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Auto Garage Door Opn, Dishwasher, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Pantry, Pull Down Stairs, Shelving, Washer/Dryer Hookup

Exterior Features

Lot:Cleared,Interior,Level
Lot Dimensions:50X150
Zoning:County, Resid Single Family
Others:
  • ▪ Additional:Rain Gutter, Fenced Back Yard, Sprinkler System, Porch, Porch Screened, Fenced Privacy
Sewer:Septic Tank
Principal Interest
$2,762
Taxes
$319

Home Price

$499,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,761.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,761.88 $318.69 $0.00 $3,080.56
Yearly $33,142.51 $3,824.24 $0.00 $36,966.74
Total $994,275.18 $114,727.05 $0.00 $1,109,002.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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