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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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220 Pines St , Niceville, FL 32578
$420,000
Est. Payment: $2,320.44/mo
3 Bed
2 Bath
1736 Sqft
0.17 Acres
Status: Active | Days on site: 74
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Harrison Lilly Team
Owner/Operator

House Description

ASSUMABLE MORTGAGE of 2.25%!! PRICE JUST REDUCED!! Sellers are also offering a $10,000 in BUYER BUCKS! This stunning 3 bedroom, 2 bath residence offers over 1,700 square feet of thoughtfully designed living space with soaring 10-foot ceilings that create an open and inviting atmosphere. The stylish interior features premium luxury vinyl plank flooring throughout, with tile in both bathrooms, and a gorgeous kitchen showcasing granite countertops, butcher block accents, custom pantry barn door, and quality finishes. The spacious master suite is designed for comfort and features a walk-in closet with custom extra shelving along with a luxurious en-suite bath complete with a large tiled walk-in shower and built-in bench seating. From the dining area to your private screened-in patio, the perfect place to unwind and relax. Built with energy efficiency in mind, this home includes a radiant barrier roof system, blown-in insulation and solar panels, helping reduce energy costs while keeping you comfortable year-round. With modern finishes, quality construction, and energy-saving features, this move-in-ready home is one you won't want to miss! The energy saving solar panels are paid for and ownership will convey with purchase. NO HOA!

Highlights

Listed by Kenneth R Koger , and Michelle L Huber , 678-778-8201 Century 21 AllPoints Realty , 850-678-5161. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

2018

County

Walton

Area

20 - Freeport

Neighborhood

Villa Tasso Town Of

Listing ID

1008066

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Range Hood, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Addl Land Available,Cleared,Interior,Level,Survey Available
Lot Dimensions:50X100
Zoning:Resid Single Family
Others:
  • ▪ Additional:Sprinkler System, Porch Screened
Sewer:Septic Tank
Parking Features:Garage
Principal Interest
$2,320
Taxes
$194

Home Price

$420,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,320.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,320.44 $194.32 $0.00 $2,514.76
Yearly $27,845.27 $2,331.80 $0.00 $30,177.07
Total $835,358.22 $69,954.00 $0.00 $905,312.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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