Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

636 Fir Ave , Niceville, FL 32578
$340,000
Est. Payment: $1,878.45/mo
3 Bed
2 Bath
1481 Sqft
0.19 Acres
Status: Active | Days on site: 20
Get Pre-Qualified
EHLY - E30557
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Opportunity meets potential in this two-story Niceville home with excellent bones, a spacious lot, and a clear path to a contemporary transformation. Two significant improvements are already complete--a new roof and a new water heater. Contractor quotes totaling approximately $42,000 are available for proposed interior renovations, allowing a buyer to update the home while still leaving room for potential equity after completion. AI-generated concept images are included to help illustrate how beautifully the existing spaces could be transformed. Inside, soaring vaulted ceilings and a cozy wood-burning fireplace create an impressive focal point in the spacious living area. The open-concept kitchen features a butcher-block bar and flows naturally into the main gathering space, providing a functional layout for everyday living and entertaining. Sliding glass doors open to a screened-in back porch overlooking the fenced backyard--a relaxing setting with plenty of room to enjoy the Florida lifestyle. Rather than paying a premium for someone else's finishes, this home gives you the opportunity to select the colors, materials, and style that fit your vision. Conveniently located directly across from Northwest Florida State College, with easy access to Destin, Fort Walton Beach, Eglin AFB, 7th Special Forces Group, and EOD--all while avoiding much of central Niceville traffic. Renovation pricing is based on third-party quotes and is subject to change.

Highlights

Listed by Mark A Simpson , 850-660-7653 Harrison Lilly Emerald Coast , 850-660-7653. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

Year Built

1987

County

Okaloosa

Area

13 - Niceville

Neighborhood

Valparaiso Pinecrest 2

Listing ID

1012207

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
Air Cond:Central Air,Whole House Fan
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Breakfast Bar, Ceiling Vaulted, Fireplace, Woodwork Stained

Exterior Features

Lot Dimensions:55 X150
Zoning:City
Others:
  • ▪ Additional:Fenced Back Yard, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$1,878
Taxes
$249

Home Price

$340,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$68,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,878.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,878.45 $249.20 $0.00 $2,127.65
Yearly $22,541.41 $2,990.34 $0.00 $25,531.75
Total $676,242.37 $89,710.20 $0.00 $765,952.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

© 2026 Emerald Coast Multiple Listing Services