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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1305 Finck Rd , Niceville, FL 32578
$405,000
Est. Payment: $2,237.57/mo
4 Bed
3 Bath
2016 Sqft
0.12 Acres
Status: Pending | Days on site: 154
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EKW4 - E9098,E7525,E7525
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Central Niceville Location - Conveniently located near schools, shopping, beaches, and military bases. This spacious 4-bedroom home offers comfort and functionality. The two-story layout features the primary suite on the main floor, while three additional bedrooms and bathrooms are located upstairs. The open-concept main living area includes a large living and dining space, along with a well-appointed kitchen featuring stainless steel appliances, a breakfast bar, granite counters, pantry, and ample cabinet space. A laundry room and half bath complete the first floor for added convenience. Enjoy the benefits of a two-car garage, generous driveway parking, and a fully fenced backyard, perfect for outdoor living. New HVAC March 2026
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Highlights

Listed by Mary C Livesey Coger , and Susan C Rood , 850-855-7411 Keller Williams Realty Nville , 850-279-4332. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.12

Year Built

2014

County

Okaloosa

Area

13 - Niceville

 Neighborhood

Unrecorded Subdivision

Listing ID

988016

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Laminate,Floor WW Carpet
Other:
  • ▪ Additional:Breakfast Bar, Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Level
Lot Dimensions:46.99X79.09X35.24X95.73X49.26
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Patio Open
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$2,238
Taxes
$351

Home Price

$405,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$81,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,237.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,237.57 $350.64 $0.00 $2,588.20
Yearly $26,850.80 $4,207.62 $0.00 $31,058.42
Total $805,524.00 $126,228.60 $0.00 $931,752.60

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Niceville, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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